Vitals
  • Total Assets
    765.2M 5.0 %
  • Total Deposits
    550.0M 0.8 %
  • Total Net Loans
    593.7M 5.8 %
  • Net Income
    4.8M 10.7 %
  • Book Value
    92.4M 5.8 %
  • Book Value x2
    184.7M 5.8 %
  • Book Value x3
    277.1M 5.8 %
ROAA

.641

ROAE

5.246

Efficiency Ratio

73.712

Net Interest Margin

3.589

Balance Sheet Highlights
Financial Highlights Webster Five Cents Savings Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 765,243 761,274
Total Net Loans 593,707 592,852
Total Deposits 549,950 596,855
Total Equity 92,372 82,059
Profitability
Net Income 4,759 4,648
Return on Average Assets .641 .538
Return on Average Equity 5.246 4.944
Net Interest Margin 3.589 3.143
Efficiency Ratio 73.712 77.098
Noninterest Income/Revenue 14.533 14.538
Balance Sheet Ratios
Loan-to-Deposit 107.957 95.714
Securities/Assets .158 .124
Total Equity/Total Assets .121 .108
Tangible Equity/Tangible Assets .121 .106
Capital Adequacy
Tier 1 Common Capital 91,301 80,540
Tier 1 Capital 91,301 80,580
Tier 2 Capital 6,601 5,839
Total Capital 97,902 86,408
Total Risk Weighted Assets 595,002 559,688
Leverage Ratio 11.97 10.827
Common Equity Tier 1 Capital Ratio 15.34 15.478
Tier 1 Capital Ratio 15.34 15.53
Total Capital Ratio 16.45 16.563

Timeline for Webster Five Cents Savings Bank

Webfive Financial Services Inc

Webfive Financial Services Inc became a new parent organization for Webster Five Cents Savings Bank.

View Profile Mar 01 2009

Webster Five Cents Savings Bank

Webster Five Cents Savings Bank was established 156 years ago and is currently headquartered in Webster, MA.

Mar 15 1868
Relationships Role Relationship Start Relationship End
Webfive Financial Services Inc Parent 3/1/2009
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