Webster Five Cents Savings Bank
Webster, MA — State Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Webster Five Cents Savings Bank | All Insured Savings Banks in Massachusetts |
Interest and Fees on Loans | 23,521 | 22,507 |
Income from Lease Financing Receivables | — | 0 |
74 | 12 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 38 | 5 |
Income on Loans and Leases (TE) | 23,559 | 22,524 |
Investment Interest Income (TE) | 4,140 | 2,367 |
Total Interest Income (TE) | 27,928 | 25,271 |
Total Interest Expense | 2,666 | 3,912 |
Net Interest Income (TE) | 25,262 | 21,140 |
Non-Interest Income | 4,749 | 4,299 |
Adjusted Operating Income (TE) | 30,011 | 27,158 |
Non-interest Expense | 22,122 | 19,697 |
Provision for Loan & Lease Losses | 753 | 554 |
Pretax Operating Income (TE) | 7,136 | 6,325 |
Pretax Net Operating Income (TE) | 7,198 | 6,941 |
Applicable Income Taxes | 1,797 | 1,880 |
Net Operating Income | 4,759 | 4,661 |
Net Income | 4,759 | 4,648 |
Cash Dividends Declared | — | 46 |
Retained Earnings | 4,759 | 4,164 |