The Oculina Bank
Vero Beach, FL — Federal Savings Bank
Active
Vitals
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Total Assets287.2M 21.4 %
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Total Deposits247.8M 17.8 %
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Total Net Loans246.1M 21.6 %
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Net Income2.2M 72.2 %
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Book Value26.5M 23.6 %
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Book Value x253.0M 23.6 %
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Book Value x379.4M 23.6 %
Balance Sheet Highlights
| Financial Highlights | The Oculina Bank | All Insured Savings Banks in Florida |
| Balance Sheet $(000) | ||
| Total Assets | 287,211 | 3,025,401 |
| Total Net Loans | 246,081 | 2,623,152 |
| Total Deposits | 247,787 | 2,164,796 |
| Total Equity | 26,475 | 266,607 |
| Profitability | ||
| Net Income | 2,173 | 17,035 |
| Return on Average Assets | .821 | .721 |
| Return on Average Equity | 8.91 | 3.273 |
| Net Interest Margin | 3.366 | 3.241 |
| Efficiency Ratio | 64.743 | 94.645 |
| Noninterest Income/Revenue | 18.064 | 16.59 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 99.312 | 87.619 |
| Securities/Assets | .012 | .036 |
| Total Equity/Total Assets | .092 | .088 |
| Tangible Equity/Tangible Assets | .092 | .076 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 26,478 | 263,719 |
| Tier 1 Capital | 26,478 | 263,719 |
| Tier 2 Capital | 1,871 | 12,640 |
| Total Capital | 28,349 | 276,359 |
| Total Risk Weighted Assets | 168,826 | 1,952,254 |
| Leverage Ratio | 9.32 | 19.726 |
| Common Equity Tier 1 Capital Ratio | 15.68 | 55.428 |
| Tier 1 Capital Ratio | 15.68 | 55.428 |
| Total Capital Ratio | 16.79 | 56.21 |
Timeline for The Oculina Bank
Oculina Banc Corp
Oculina Banc Corp became a new parent organization for The Oculina Bank.
View Profile Jan 01 2008
The Oculina Bank
The Oculina Bank was established 20 years ago and is currently headquartered in Vero Beach, FL.
Jan 02 2004
Colonial Banc Corp.
Colonial Banc Corp. became a new parent organization for The Oculina Bank.
View Profile Jan 02 2004| Relationships | Role | Relationship Start | Relationship End |
| Oculina Banc Corp | Parent | 7/21/2011 | |
| Oculina Banc Corp | Parent | 1/1/2008 | 7/20/2011 |
| Colonial Banc Corp. | Parent | 6/30/2007 | 12/31/2007 |
| Colonial Banc Corp. | Parent | 1/2/2004 | 6/29/2007 |
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