The Oculina Bank
Vero Beach, FL — Federal Savings Bank
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Return on Average Equity Over Time
| Return on Average Equity | The Oculina Bank | All Insured Savings Banks in Florida |
| 12-31-2016 | 8.91 | 3.273 |
| 09-30-2016 | 9.128 | 3.808 |
| 06-30-2016 | 9.79 | 2.844 |
| 03-31-2016 | 12.267 | -120.263 |
| 12-31-2015 | 6.315 | -.121 |
| 09-30-2015 | 6.407 | .499 |
| 06-30-2015 | 5.448 | -1.587 |
| 03-31-2015 | 5.101 | -2.712 |
| 12-31-2014 | 15.584 | 1.44 |
| 09-30-2014 | 10.241 | 2.123 |
| 06-30-2014 | 6.923 | 2.365 |
| 03-31-2014 | 7.076 | 2.922 |
| 12-31-2013 | -3.175 | -3.175 |
| 09-30-2013 | -6.683 | -3.463 |
| 06-30-2013 | -17.607 | -3.514 |
| 03-31-2013 | -15.536 | -.906 |
| 12-31-2012 | 7.499 | -2.496 |
| 09-30-2012 | 10.43 | -26.243 |
| 06-30-2012 | 12.896 | -27.318 |
| 03-31-2012 | 16.621 | -9.856 |
| 12-31-2011 | -11.993 |