Vitals
  • Total Assets
    249.5M 1.4 %
  • Total Deposits
    192.7M 2.9 %
  • Total Net Loans
    201.1M 2.3 %
  • Net Income
    533000.0000 -37.4 %
  • Book Value
    31.6M 1.9 %
  • Book Value x2
    63.2M 1.9 %
  • Book Value x3
    94.7M 1.9 %
ROAA

.216

ROAE

1.705

Efficiency Ratio

93.139

Net Interest Margin

3.71

Balance Sheet Highlights
Financial Highlights The North Country Savings Bank All Insured Savings Banks in New York
Balance Sheet $(000)
Total Assets 249,520 1,351,752
Total Net Loans 201,069 1,018,087
Total Deposits 192,746 1,024,500
Total Equity 31,575 162,846
Profitability
Net Income 533 8,523
Return on Average Assets .216 .459
Return on Average Equity 1.705 3.522
Net Interest Margin 3.71 3.356
Efficiency Ratio 93.139 79.875
Noninterest Income/Revenue 15.826 13.416
Balance Sheet Ratios
Loan-to-Deposit 104.318 92.451
Securities/Assets .012 .086
Total Equity/Total Assets .127 .12
Tangible Equity/Tangible Assets .127 .112
Capital Adequacy
Tier 1 Common Capital 36,602 151,871
Tier 1 Capital 36,602 151,871
Tier 2 Capital 762 7,542
Total Capital 37,364 159,397
Total Risk Weighted Assets 150,367 882,895
Leverage Ratio 14.86 12.276
Common Equity Tier 1 Capital Ratio 24.34 19.264
Tier 1 Capital Ratio 24.34 19.264
Total Capital Ratio 24.85 20.219

Timeline for The North Country Savings Bank

Canton Federal Savings And Loan Association

Acquisition: The North Country Savings Bank acquired a new subsidiary, Canton Federal Savings And Loan Association, 26 years

View Profile Jul 01 1999

The North Country Savings Bank

The North Country Savings Bank was established 116 years ago and is currently headquartered in Canton, NY.

May 09 1909
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Canton Federal Savings And Loan Association Seller 104,094 Pooling of Interests Discontinued 7/1/1999
Relationships Role Relationship Start Relationship End
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