Efficiency Ratio Over Time
Efficiency Ratio The North Country Savings Bank All Insured Savings Banks in New York
12-31-2016 93.139 79.875
09-30-2016 92.878 80.244
06-30-2016 91.79 80.761
03-31-2016 91.48 81.891
12-31-2015 85.491 81.188
09-30-2015 83.961 80.78
06-30-2015 84.44 81.625
03-31-2015 82.739 81.144
12-31-2014 77.777 81.5
09-30-2014 77.48 81.154
06-30-2014 77.215 82.036
03-31-2014 77.19 82.469
12-31-2013 89.827 83.047
09-30-2013 89.074 80.42
06-30-2013 89.519 78.514
03-31-2013 90.263 79.595
12-31-2012 102.932 76.852
09-30-2012 91.908 75.931
06-30-2012 93.212 75.541
03-31-2012 95.214 76.87
12-31-2011 85.097 72.595
09-30-2011 84.942 73.05
06-30-2011 86.178 70.955
03-31-2011 83.537 70.532
12-31-2010 86.552 71.676
09-30-2010 86.725 72.023
06-30-2010 86.085 72.438
03-31-2010 84.719 71.936
12-31-2009 86.967 75.523
09-30-2009 87.038 75.325
06-30-2009 85.271 74.64
03-31-2009 81.657 74.76
12-31-2008 81.338 70.849
09-30-2008 83.921 71.76
06-30-2008 83.409 74.455
03-31-2008 83.383 74.057
12-31-2007 86.498 68.566
09-30-2007 86.821 67.443
06-30-2007 88.028 67.274
03-31-2007 87.92 69.754
12-31-2006 88.63 69.186
09-30-2006 88.964 69.352
06-30-2006 88.033 70.466
03-31-2006 86.769 70.109
12-31-2005 81.442 69.241
09-30-2005 80.489 67.609
06-30-2005 80.694 67.453
03-31-2005 78.346 67.149
12-31-2004 80.822 64.696
09-30-2004 79.449 65.084
06-30-2004 78.36 64.915
03-31-2004 75.219 64.837
12-31-2003 78.476 64.774
09-30-2003 77.129 62.46
06-30-2003 77.416 61.819
03-31-2003 75.605 60.994
12-31-2002 77.465 62.443