The North Country Savings Bank
Canton, NY — State Savings Bank
Active
Leverage Ratio Over Time
| Leverage Ratio | The North Country Savings Bank | All Insured Savings Banks in New York |
| 12-31-2016 | 14.86 | 12.276 |
| 09-30-2016 | 14.63 | 12.205 |
| 06-30-2016 | 14.69 | 12.225 |
| 03-31-2016 | 14.77 | 12.217 |
| 12-31-2015 | 14.83 | 12.286 |
| 09-30-2015 | 14.8 | 12.167 |
| 06-30-2015 | 14.92 | 12.157 |
| 03-31-2015 | 14.92 | 12.256 |
| 12-31-2014 | 14.53 | 12.219 |
| 09-30-2014 | 14.49 | 12.201 |
| 06-30-2014 | 14.44 | 12.204 |
| 03-31-2014 | 14.22 | 12.271 |
| 12-31-2013 | 14.13 | 12.733 |
| 09-30-2013 | 14.3 | 12.045 |
| 06-30-2013 | 14.24 | 11.914 |
| 03-31-2013 | 14.36 | 11.78 |
| 12-31-2012 | 14.37 | 11.556 |
| 09-30-2012 | 14.46 | 11.401 |
| 06-30-2012 | 14.13 | 11.428 |
| 03-31-2012 | 14.24 | 11.431 |
| 12-31-2011 | 14.02 | 10.052 |
| 09-30-2011 | 13.08 | 9.642 |
| 06-30-2011 | 13.04 | 9.757 |
| 03-31-2011 | 13.26 | 9.746 |
| 12-31-2010 | 13.83 | 9.594 |
| 09-30-2010 | 13.53 | 9.434 |
| 06-30-2010 | 13.31 | 9.14 |
| 03-31-2010 | 13.59 | 9.224 |
| 12-31-2009 | 13.48 | 9.306 |
| 09-30-2009 | 13.09 | 9.075 |
| 06-30-2009 | 12.76 | 8.961 |
| 03-31-2009 | 13 | 8.661 |
| 12-31-2008 | 12.84 | 8.674 |
| 09-30-2008 | 12.75 | 8.73 |
| 06-30-2008 | 12.71 | 8.983 |
| 03-31-2008 | 12.48 | 9.299 |
| 12-31-2007 | 12.25 | 9.464 |
| 09-30-2007 | 12.43 | 9.89 |
| 06-30-2007 | 12.42 | 9.99 |
| 03-31-2007 | 12.43 | 9.705 |
| 12-31-2006 | 12.05 | 9.577 |
| 09-30-2006 | 12.13 | 9.452 |
| 06-30-2006 | 12.39 | 9.065 |
| 03-31-2006 | 12.42 | 9.175 |
| 12-31-2005 | 12.53 | 9.002 |
| 09-30-2005 | 12.76 | 10.573 |
| 06-30-2005 | 12.94 | 9.448 |
| 03-31-2005 | 12.92 | 9.173 |
| 12-31-2004 | 12.83 | 9.082 |
| 09-30-2004 | 12.88 | 8.919 |
| 06-30-2004 | 13.19 | 8.992 |
| 03-31-2004 | 13.16 | 9.236 |
| 12-31-2003 | 13.02 | 9.051 |
| 09-30-2003 | 12.75 | 9.112 |
| 06-30-2003 | 13.06 | 9.166 |
| 03-31-2003 | 13.1 | 9.287 |
| 12-31-2002 | 13.02 | 9.293 |