Vitals
  • Total Assets
    209.8M 1.9 %
  • Total Deposits
    173.0M 1.0 %
  • Total Net Loans
    162.8M 1.8 %
  • Net Income
    1.3M -5.4 %
  • Book Value
    29.4M 3.2 %
  • Book Value x2
    58.9M 3.2 %
  • Book Value x3
    88.3M 3.2 %
ROAA

.601

ROAE

4.345

Efficiency Ratio

78.348

Net Interest Margin

4.856

Balance Sheet Highlights
Financial Highlights Citizens Savings Bank All Insured Savings Banks in Louisiana
Balance Sheet $(000)
Total Assets 209,779 240,939
Total Net Loans 162,755 165,816
Total Deposits 173,001 185,203
Total Equity 29,445 35,188
Profitability
Net Income 1,269 1,625
Return on Average Assets .601 .72
Return on Average Equity 4.345 5.238
Net Interest Margin 4.856 3.764
Efficiency Ratio 78.348 77.462
Noninterest Income/Revenue 7.552 25.267
Balance Sheet Ratios
Loan-to-Deposit 94.078 92.952
Securities/Assets .106 .182
Total Equity/Total Assets .14 .146
Tangible Equity/Tangible Assets .14 .142
Capital Adequacy
Tier 1 Common Capital 29,676 34,951
Tier 1 Capital 29,676 34,951
Tier 2 Capital 1,795 1,529
Total Capital 31,471 36,481
Total Risk Weighted Assets 141,466 149,332
Leverage Ratio 14.01 16.561
Common Equity Tier 1 Capital Ratio 20.98 32.626
Tier 1 Capital Ratio 20.98 32.626
Total Capital Ratio 22.25 33.783

Timeline for Citizens Savings Bank

Citizens Savings Bank

Citizens Savings Bank was established 79 years ago and is currently headquartered in Bogalusa, LA.

Jan 01 1945
Relationships Role Relationship Start Relationship End
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