Vitals
  • Total Assets
    205.2M 4.3 %
  • Total Deposits
    159.7M 9.5 %
  • Total Net Loans
    176.5M 3.6 %
  • Net Income
    3.1M 1.4 %
  • Book Value
    22.8M 5.3 %
  • Book Value x2
    45.6M 5.3 %
  • Book Value x3
    68.5M 5.3 %
ROAA

1.63

ROAE

14.176

Efficiency Ratio

50.409

Net Interest Margin

4.546

Balance Sheet Highlights
Financial Highlights The Home Loan Savings Bank All Insured Savings Banks in Ohio
Balance Sheet $(000)
Total Assets 205,221 265,966
Total Net Loans 176,516 190,627
Total Deposits 159,670 206,710
Total Equity 22,823 32,574
Profitability
Net Income 3,128 2,411
Return on Average Assets 1.63 .564
Return on Average Equity 14.176 4.535
Net Interest Margin 4.546 3.288
Efficiency Ratio 50.409 80.784
Noninterest Income/Revenue 10.119 22.248
Balance Sheet Ratios
Loan-to-Deposit 110.551 89.218
Securities/Assets .017 .114
Total Equity/Total Assets .111 .122
Tangible Equity/Tangible Assets .11 .119
Capital Adequacy
Tier 1 Common Capital 22,825 31,883
Tier 1 Capital 22,825 31,883
Tier 2 Capital 1,919 1,822
Total Capital 24,744 33,702
Total Risk Weighted Assets 153,147 167,152
Leverage Ratio 11.78 13.259
Common Equity Tier 1 Capital Ratio 14.9 24.788
Tier 1 Capital Ratio 14.9 24.788
Total Capital Ratio 16.16 25.792

Timeline for The Home Loan Savings Bank

Home Loan Financial Corporation

Home Loan Financial Corporation became a new parent organization for The Home Loan Savings Bank.

View Profile Jul 01 2004

The Home Loan Savings Bank

The Home Loan Savings Bank was established 142 years ago and is currently headquartered in Coshocton, OH.

Jan 01 1882
Relationships Role Relationship Start Relationship End
Home Loan Financial Corporation Parent 7/21/2011
Home Loan Financial Corporation Parent 7/1/2004 7/20/2011
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