The Home Loan Savings Bank
Coshocton, OH — State Savings Bank
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Net Interest Margin Over Time
| Net Interest Margin | The Home Loan Savings Bank | All Insured Savings Banks in Ohio |
| 12-31-2016 | 4.546 | 3.288 |
| 09-30-2016 | 4.573 | 3.305 |
| 06-30-2016 | 4.606 | 3.306 |
| 03-31-2016 | 4.645 | 3.301 |
| 12-31-2015 | 4.708 | 3.273 |
| 09-30-2015 | 4.737 | 3.271 |
| 06-30-2015 | 4.732 | 3.266 |
| 03-31-2015 | 4.656 | 3.268 |
| 12-31-2014 | 4.896 | 3.269 |
| 09-30-2014 | 4.911 | 3.26 |
| 06-30-2014 | 4.91 | 3.283 |
| 03-31-2014 | 4.917 | 3.255 |
| 12-31-2013 | 5.149 | 3.285 |
| 09-30-2013 | 5.095 | 3.285 |
| 06-30-2013 | 5.103 | 3.287 |
| 03-31-2013 | 4.969 | 3.282 |
| 12-31-2012 | 5.06 | 3.35 |
| 09-30-2012 | 5.015 | 3.357 |
| 06-30-2012 | 4.968 | 3.37 |
| 03-31-2012 | 4.747 | 3.396 |
| 12-31-2011 | 4.617 | 3.629 |
| 09-30-2011 | 4.532 | 3.691 |
| 06-30-2011 | 4.439 | 3.693 |
| 03-31-2011 | 4.482 | 3.668 |
| 12-31-2010 | 4.319 | 3.611 |
| 09-30-2010 | 4.219 | 3.628 |
| 06-30-2010 | 4.116 | 3.537 |
| 03-31-2010 | 4.061 | 3.583 |
| 12-31-2009 | 4.07 | 3.382 |
| 09-30-2009 | 4.083 | 3.34 |
| 06-30-2009 | 4 | 3.278 |
| 03-31-2009 | 4.006 | 3.302 |
| 12-31-2008 | 3.689 | 3.252 |
| 09-30-2008 | 3.637 | 3.188 |
| 06-30-2008 | 3.551 | 3.135 |
| 03-31-2008 | 3.619 | 3.073 |
| 12-31-2007 | 3.538 | 3.115 |
| 09-30-2007 | 3.518 | 3.128 |
| 06-30-2007 | 3.466 | 3.133 |
| 03-31-2007 | 3.407 | 3.109 |
| 12-31-2006 | 3.665 | 3.301 |
| 09-30-2006 | 3.678 | 3.398 |
| 06-30-2006 | 3.712 | 3.444 |
| 03-31-2006 | 3.617 | 3.43 |
| 12-31-2005 | 3.737 | 3.513 |
| 09-30-2005 | 3.754 | 3.516 |
| 06-30-2005 | 3.777 | 3.474 |
| 03-31-2005 | 3.795 | 3.469 |
| 12-31-2004 | 3.952 | 3.483 |
| 09-30-2004 | 3.968 | 3.476 |
| 06-30-2004 | 3.434 | |
| 03-31-2004 | 3.446 | |
| 12-31-2003 | 3.436 | |
| 09-30-2003 | 3.408 | |
| 06-30-2003 | 3.427 | |
| 03-31-2003 | 3.443 | |
| 12-31-2002 | 3.562 |