Vitals
  • Total Assets
    225.8M 5.9 %
  • Total Deposits
    181.8M 8.1 %
  • Total Net Loans
    161.1M 13.8 %
  • Net Income
    1.2M 28.2 %
  • Book Value
    26.1M 4.5 %
  • Book Value x2
    52.1M 4.5 %
  • Book Value x3
    78.2M 4.5 %
ROAA

.556

ROAE

4.719

Efficiency Ratio

75.933

Net Interest Margin

3.439

Balance Sheet Highlights
Financial Highlights Millbury Savings Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 225,807 761,274
Total Net Loans 161,142 592,852
Total Deposits 181,798 596,855
Total Equity 26,068 82,059
Profitability
Net Income 1,215 4,648
Return on Average Assets .556 .538
Return on Average Equity 4.719 4.944
Net Interest Margin 3.439 3.143
Efficiency Ratio 75.933 77.098
Noninterest Income/Revenue 9.155 14.538
Balance Sheet Ratios
Loan-to-Deposit 88.638 95.714
Securities/Assets .18 .124
Total Equity/Total Assets .115 .108
Tangible Equity/Tangible Assets .115 .106
Capital Adequacy
Tier 1 Common Capital 26,058 80,540
Tier 1 Capital 26,058 80,580
Tier 2 Capital 1,745 5,839
Total Capital 27,803 86,408
Total Risk Weighted Assets 167,791 559,688
Leverage Ratio 11.75 10.827
Common Equity Tier 1 Capital Ratio 15.53 15.478
Tier 1 Capital Ratio 15.53 15.53
Total Capital Ratio 16.57 16.563

Timeline for Millbury Savings Bank

Millbury Savings Bank

Millbury Savings Bank was established 170 years ago and is currently headquartered in Millbury, MA.

Apr 10 1854
Relationships Role Relationship Start Relationship End
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