Citizens Savings Bank
Bogalusa, LA — State Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Citizens Savings Bank | All Insured Savings Banks in Louisiana |
Interest and Fees on Loans | 10,697 | 8,732 |
Income from Lease Financing Receivables | — | 0 |
— | 10 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 5 |
Income on Loans and Leases (TE) | 10,697 | 8,737 |
Investment Interest Income (TE) | 350 | 790 |
Total Interest Income (TE) | 11,177 | 9,624 |
Total Interest Expense | 1,509 | 1,234 |
Net Interest Income (TE) | 9,668 | 8,390 |
Non-Interest Income | 913 | 3,254 |
Adjusted Operating Income (TE) | 10,581 | 11,643 |
Non-interest Expense | 8,290 | 9,289 |
Provision for Loan & Lease Losses | 470 | 203 |
Pretax Operating Income (TE) | 1,821 | 2,151 |
Pretax Net Operating Income (TE) | 1,821 | 2,276 |
Applicable Income Taxes | 552 | 627 |
Net Operating Income | 1,269 | 1,625 |
Net Income | 1,269 | 1,625 |
Cash Dividends Declared | — | 450 |
Retained Earnings | 1,269 | 1,175 |