Vitals
  • Total Assets
    341.1M 3.6 %
  • Total Deposits
    285.4M 3.8 %
  • Total Net Loans
    218.2M 6.3 %
  • Net Income
    5.7M 9.1 %
  • Book Value
    44.5M 3.8 %
  • Book Value x2
    89.0M 3.8 %
  • Book Value x3
    133.4M 3.8 %
ROAA

1.714

ROAE

12.969

Efficiency Ratio

53.207

Net Interest Margin

4.751

Balance Sheet Highlights
Financial Highlights The Hometown Bank Of Alabama All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 341,091 266,812
Total Net Loans 218,169 157,006
Total Deposits 285,371 227,200
Total Equity 44,479 30,855
Profitability
Net Income 5,720 2,603
Return on Average Assets 1.714 .91
Return on Average Equity 12.969 7.525
Net Interest Margin 4.751 3.872
Efficiency Ratio 53.207 69.238
Noninterest Income/Revenue 20.42 15.218
Balance Sheet Ratios
Loan-to-Deposit 76.451 65.031
Securities/Assets .238 .23
Total Equity/Total Assets .13 .116
Tangible Equity/Tangible Assets .13 .114
Capital Adequacy
Tier 1 Common Capital 45,186 30,655
Tier 1 Capital 45,186 30,655
Tier 2 Capital 1,883 1,864
Total Capital 47,069 32,526
Total Risk Weighted Assets 217,073 184,216
Leverage Ratio 13.48 11.829
Common Equity Tier 1 Capital Ratio 20.82 18.757
Tier 1 Capital Ratio 20.82 18.762
Total Capital Ratio 21.68 19.824

Timeline for The Hometown Bank Of Alabama

Hometown Bancorp Of Alabama, Inc.

Hometown Bancorp Of Alabama, Inc. became a new parent organization for The Hometown Bank Of Alabama.

View Profile Oct 10 2006

The Hometown Bank Of Alabama

The Hometown Bank Of Alabama was established 20 years ago and is currently headquartered in Oneonta, AL.

Oct 20 2003
Relationships Role Relationship Start Relationship End
Hometown Bancorp Of Alabama, Inc. Parent 10/10/2006
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