Vitals
  • Total Assets
    147.8M 6.9 %
  • Total Deposits
    122.8M 2.3 %
  • Total Net Loans
    105.2M 9.1 %
  • Net Income
    1.6M 27.1 %
  • Book Value
    18.6M 3.9 %
  • Book Value x2
    37.1M 3.9 %
  • Book Value x3
    55.7M 3.9 %
ROAA

1.455

ROAE

11.41

Efficiency Ratio

64.668

Net Interest Margin

4.004

Balance Sheet Highlights
Financial Highlights The Highlands Bank All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 147,791 334,615
Total Net Loans 105,225 224,823
Total Deposits 122,805 283,801
Total Equity 18,564 37,472
Profitability
Net Income 1,571 2,741
Return on Average Assets 1.455 1.066
Return on Average Equity 11.41 9.598
Net Interest Margin 4.004 4.108
Efficiency Ratio 64.668 67.986
Noninterest Income/Revenue 12.688 14.381
Balance Sheet Ratios
Loan-to-Deposit 85.685 76.255
Securities/Assets .184 .204
Total Equity/Total Assets .126 .112
Tangible Equity/Tangible Assets .126 .11
Capital Adequacy
Tier 1 Common Capital 18,542 35,779
Tier 1 Capital 18,542 36,151
Tier 2 Capital 1,094 2,415
Total Capital 19,636 38,590
Total Risk Weighted Assets 102,134 242,476
Leverage Ratio 12.67 11.017
Common Equity Tier 1 Capital Ratio 18.15 16.668
Tier 1 Capital Ratio 18.15 16.71
Total Capital Ratio 19.23 17.712

Timeline for The Highlands Bank

Highlands Insurance Agency

Highlands Insurance Agency became a new subsidiary organization for The Highlands Bank.

View Profile Sep 01 2005

Bacon Corporation

Bacon Corporation became a new subsidiary organization for The Highlands Bank.

View Profile Jan 01 1987

Boj Bancshares, Inc.

Boj Bancshares, Inc. became a new parent organization for The Highlands Bank.

View Profile Jul 01 1984

The Highlands Bank

The Highlands Bank was established 120 years ago and is currently headquartered in Jackson, LA.

Jan 01 1904
Relationships Role Relationship Start Relationship End
Boj Bancshares, Inc. Parent 7/1/1984
Bacon Corporation Subsidary 6/30/2007
Highlands Insurance Agency Subsidary 6/30/2007
Bacon Corporation Subsidary 1/1/1987 6/29/2007
Highlands Insurance Agency Subsidary 9/1/2005 6/29/2007
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