Vitals
  • Total Assets
    160.0M 2.6 %
  • Total Deposits
    144.4M 4.7 %
  • Total Net Loans
    102.3M -1.9 %
  • Net Income
    627000.0000 185.4 %
  • Book Value
    15.4M -0.1 %
  • Book Value x2
    30.7M -0.1 %
  • Book Value x3
    46.1M -0.1 %
ROAA

.418

ROAE

4.022

Efficiency Ratio

81.224

Net Interest Margin

3.713

Balance Sheet Highlights
Financial Highlights River City Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 160,036 256,123
Total Net Loans 102,279 160,108
Total Deposits 144,409 221,413
Total Equity 15,366 27,434
Profitability
Net Income 627 2,812
Return on Average Assets .418 .99
Return on Average Equity 4.022 8.811
Net Interest Margin 3.713 4.031
Efficiency Ratio 81.224 72.067
Noninterest Income/Revenue 14.464 19.316
Balance Sheet Ratios
Loan-to-Deposit 70.826 70.662
Securities/Assets .171 .165
Total Equity/Total Assets .096 .107
Tangible Equity/Tangible Assets .08 .105
Capital Adequacy
Tier 1 Common Capital 11,417 26,376
Tier 1 Capital 12,743 26,452
Tier 2 Capital 1,389 1,919
Total Capital 14,132 28,453
Total Risk Weighted Assets 113,905 174,280
Leverage Ratio 8.7 10.62
Common Equity Tier 1 Capital Ratio 10.02 16.191
Tier 1 Capital Ratio 11.19 16.286
Total Capital Ratio 12.41 17.433

Timeline for River City Bank

Rcb Financial Corporation

Rcb Financial Corporation became a new parent organization for River City Bank.

View Profile Jun 10 2009

River City Bank

River City Bank was established 18 years ago and is currently headquartered in Rome, GA.

May 23 2006
Relationships Role Relationship Start Relationship End
Rcb Financial Corporation Parent 6/10/2009
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