Vitals
  • Total Assets
    326.2M 7.7 %
  • Total Deposits
    265.4M 9.5 %
  • Total Net Loans
    227.0M 5.2 %
  • Net Income
    1.9M 15.3 %
  • Book Value
    27.0M 3.5 %
  • Book Value x2
    54.1M 3.5 %
  • Book Value x3
    81.1M 3.5 %
ROAA

.591

ROAE

6.947

Efficiency Ratio

78.757

Net Interest Margin

3.787

Balance Sheet Highlights
Financial Highlights The Genoa Banking Company All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 326,203 361,398
Total Net Loans 226,968 246,196
Total Deposits 265,420 299,385
Total Equity 27,048 40,120
Profitability
Net Income 1,876 3,580
Return on Average Assets .591 .879
Return on Average Equity 6.947 7.888
Net Interest Margin 3.787 3.69
Efficiency Ratio 78.757 68.453
Noninterest Income/Revenue 13.028 19.831
Balance Sheet Ratios
Loan-to-Deposit 85.513 76.786
Securities/Assets .197 .197
Total Equity/Total Assets .083 .111
Tangible Equity/Tangible Assets .083 .102
Capital Adequacy
Tier 1 Common Capital 27,667 37,120
Tier 1 Capital 27,667 37,403
Tier 2 Capital 2,209 2,742
Total Capital 29,876 40,139
Total Risk Weighted Assets 217,893 260,858
Leverage Ratio 8.58 10.639
Common Equity Tier 1 Capital Ratio 12.7 16.715
Tier 1 Capital Ratio 12.7 16.742
Total Capital Ratio 13.71 17.824

Timeline for The Genoa Banking Company

Genbanc, Inc.

Genbanc, Inc. became a new parent organization for The Genoa Banking Company.

View Profile Sep 01 1983

The Genoa Banking Company

The Genoa Banking Company was established 121 years ago and is currently headquartered in Genoa, OH.

Sep 09 1902
Relationships Role Relationship Start Relationship End
Genbanc, Inc. Parent 9/1/1983
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