Vitals
  • Total Assets
    274.3M 3.9 %
  • Total Deposits
    236.0M 3.0 %
  • Total Net Loans
    206.4M 4.4 %
  • Net Income
    1.8M -3.2 %
  • Book Value
    30.5M 4.7 %
  • Book Value x2
    60.9M 4.7 %
  • Book Value x3
    91.4M 4.7 %
ROAA

.871

ROAE

7.973

Efficiency Ratio

69.894

Net Interest Margin

4.23

Balance Sheet Highlights
Financial Highlights The Farmers Bank And Savings Company All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 274,272 424,806
Total Net Loans 206,387 288,584
Total Deposits 235,980 349,570
Total Equity 30,470 46,316
Profitability
Net Income 1,789 3,321
Return on Average Assets .871 .892
Return on Average Equity 7.973 7.989
Net Interest Margin 4.23 3.675
Efficiency Ratio 69.894 68.131
Noninterest Income/Revenue 13.196 20.059
Balance Sheet Ratios
Loan-to-Deposit 87.46 76.014
Securities/Assets .161 .195
Total Equity/Total Assets .111 .109
Tangible Equity/Tangible Assets .111 .098
Capital Adequacy
Tier 1 Common Capital 29,355 41,470
Tier 1 Capital 29,355 41,754
Tier 2 Capital 2,221 3,349
Total Capital 31,576 45,198
Total Risk Weighted Assets 177,223 305,621
Leverage Ratio 10.64 10.645
Common Equity Tier 1 Capital Ratio 16.56 16.646
Tier 1 Capital Ratio 16.56 16.667
Total Capital Ratio 17.82 17.764

Timeline for The Farmers Bank And Savings Company

Fresak, Ltd

Fresak, Ltd became a new subsidiary organization for The Farmers Bank And Savings Company.

View Profile Jul 08 2015

Credit Express, Inc.

Acquisition: The Farmers Bank And Savings Company acquired a new subsidiary, Credit Express, Inc. , 18 years

View Profile Feb 28 2006

Credit Express, Inc.

Credit Express, Inc. became a new subsidiary organization for The Farmers Bank And Savings Company.

View Profile Jun 17 2002

Farmers Bancshares, Inc.

Farmers Bancshares, Inc. became a new parent organization for The Farmers Bank And Savings Company.

View Profile Aug 31 1985

The Farmers Bank And Savings Company

The Farmers Bank And Savings Company was established 119 years ago and is currently headquartered in Pomeroy, OH.

Dec 04 1904
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Credit Express, Inc. Seller Pooling of Interests Discontinued 2/28/2006
Relationships Role Relationship Start Relationship End
Farmers Bancshares, Inc. Parent 8/31/1985
Fresak, Ltd Subsidary 7/8/2015
Credit Express, Inc. Subsidary 6/17/2002 2/27/2006
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