Vitals
  • Total Assets
    290.4M 10.5 %
  • Total Deposits
    263.2M 11.5 %
  • Total Net Loans
    177.3M 9.4 %
  • Net Income
    2.8M 22.2 %
  • Book Value
    25.8M 6.3 %
  • Book Value x2
    51.6M 6.3 %
  • Book Value x3
    77.4M 6.3 %
ROAA

.975

ROAE

10.702

Efficiency Ratio

58.956

Net Interest Margin

3.64

Balance Sheet Highlights
Financial Highlights The Citizens Bank Of Forsyth County All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 290,378 256,123
Total Net Loans 177,292 160,108
Total Deposits 263,232 221,413
Total Equity 25,789 27,434
Profitability
Net Income 2,776 2,812
Return on Average Assets .975 .99
Return on Average Equity 10.702 8.811
Net Interest Margin 3.64 4.031
Efficiency Ratio 58.956 72.067
Noninterest Income/Revenue 6.007 19.316
Balance Sheet Ratios
Loan-to-Deposit 67.352 70.662
Securities/Assets .331 .165
Total Equity/Total Assets .089 .107
Tangible Equity/Tangible Assets .089 .105
Capital Adequacy
Tier 1 Common Capital 26,801 26,376
Tier 1 Capital 26,801 26,452
Tier 2 Capital 2,473 1,919
Total Capital 29,274 28,453
Total Risk Weighted Assets 197,420 174,280
Leverage Ratio 9.03 10.62
Common Equity Tier 1 Capital Ratio 13.58 16.191
Tier 1 Capital Ratio 13.58 16.286
Total Capital Ratio 14.83 17.433

Timeline for The Citizens Bank Of Forsyth County

The Citizens Bank Of Forsyth County

The Citizens Bank Of Forsyth County was established 27 years ago and is currently headquartered in Cumming, GA.

Feb 03 1997

Forsyth Bancshares, Inc.

Forsyth Bancshares, Inc. became a new parent organization for The Citizens Bank Of Forsyth County.

View Profile Feb 03 1997
Relationships Role Relationship Start Relationship End
Forsyth Bancshares, Inc. Parent 2/3/1997
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