The Citizens Bank Of Forsyth County
Cumming, GA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Citizens Bank Of Forsyth County | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 8,759 | 8,444 |
Income from Lease Financing Receivables | — | 0 |
11 | 26 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 6 | 12 |
Income on Loans and Leases (TE) | 8,765 | 8,459 |
Investment Interest Income (TE) | 1,783 | 1,021 |
Total Interest Income (TE) | 10,594 | 9,876 |
Total Interest Expense | 682 | 962 |
Net Interest Income (TE) | 9,912 | 8,907 |
Non-Interest Income | 677 | 2,364 |
Adjusted Operating Income (TE) | 10,589 | 11,707 |
Non-interest Expense | 6,243 | 7,890 |
Provision for Loan & Lease Losses | — | 260 |
Pretax Operating Income (TE) | 4,346 | 3,396 |
Pretax Net Operating Income (TE) | 4,422 | 3,480 |
Applicable Income Taxes | 1,622 | 748 |
Net Operating Income | 2,776 | 2,812 |
Net Income | 2,776 | 2,812 |
Cash Dividends Declared | 625 | 844 |
Retained Earnings | 2,151 | 1,559 |