Vitals
  • Total Assets
    616.2M 10.7 %
  • Total Deposits
    559.6M 11.2 %
  • Total Net Loans
    344.2M 11.3 %
  • Net Income
    3.6M 67.6 %
  • Book Value
    52.9M 4.1 %
  • Book Value x2
    105.8M 4.1 %
  • Book Value x3
    158.7M 4.1 %
ROAA

.609

ROAE

6.818

Efficiency Ratio

76.9

Net Interest Margin

3.834

Balance Sheet Highlights
Financial Highlights Texas Regional Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 616,186 358,087
Total Net Loans 344,230 213,533
Total Deposits 559,570 308,027
Total Equity 52,886 38,740
Profitability
Net Income 3,621 3,845
Return on Average Assets .609 1.025
Return on Average Equity 6.818 9.415
Net Interest Margin 3.834 3.773
Efficiency Ratio 76.9 66.762
Noninterest Income/Revenue 16.563 16.375
Balance Sheet Ratios
Loan-to-Deposit 61.517 65.494
Securities/Assets .316 .214
Total Equity/Total Assets .086 .108
Tangible Equity/Tangible Assets .081 .104
Capital Adequacy
Tier 1 Common Capital 52,190 37,278
Tier 1 Capital 52,190 37,303
Tier 2 Capital 3,949 2,526
Total Capital 56,139 39,866
Total Risk Weighted Assets 444,060 237,367
Leverage Ratio 8.55 10.563
Common Equity Tier 1 Capital Ratio 11.75 18.073
Tier 1 Capital Ratio 11.75 18.097
Total Capital Ratio 12.64 19.169

Timeline for Texas Regional Bank

Border Capital Bank, National Association

Acquisition: Texas Regional Bank acquired a new subsidiary, Border Capital Bank, National Association, 11 years

View Profile Nov 16 2013

Texas State Bankshares, Inc.

Texas State Bankshares, Inc. became a new parent organization for Texas Regional Bank.

View Profile May 04 2010

Mesquite Financial Services Delaware, Inc.

Mesquite Financial Services Delaware, Inc. became a new parent organization for Texas Regional Bank.

View Profile Mar 10 2000

Texas Regional Bank

Texas Regional Bank was established 37 years ago and is currently headquartered in Harlingen, TX.

Mar 05 1987
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Border Capital Bank, National Association Seller 170,369 Acquisition Discontinued 11/16/2013
Relationships Role Relationship Start Relationship End
Texas State Bankshares, Inc. Parent 5/4/2010
Mesquite Financial Services Delaware, Inc. Parent 3/10/2000 5/3/2010
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