Vitals
  • Total Assets
    3.1B 4.2 %
  • Total Deposits
    2.4B -1.5 %
  • Total Net Loans
    2.2B 3.8 %
  • Net Income
    7.6M 25.7 %
  • Book Value
    573.7M 27.7 %
  • Book Value x2
    1.1B 27.7 %
  • Book Value x3
    1.7B 27.7 %
ROAA

.989

ROAE

5.954

Efficiency Ratio

64.054

Net Interest Margin

4

Balance Sheet Highlights
Financial Highlights Stellarone Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 3,131,552 666,657
Total Net Loans 2,223,115 439,494
Total Deposits 2,446,849 547,936
Total Equity 573,719 73,540
Profitability
Net Income 7,550 1,310
Return on Average Assets .989 .698
Return on Average Equity 5.954 6.367
Net Interest Margin 4 3.85
Efficiency Ratio 64.054 73.799
Noninterest Income/Revenue 19.489 16.424
Balance Sheet Ratios
Loan-to-Deposit 90.856 79.974
Securities/Assets .108 .156
Total Equity/Total Assets .183 .11
Tangible Equity/Tangible Assets .099 .101
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 311,109 65,643
Tier 2 Capital 578 5,240
Total Capital 311,687 70,891
Total Risk Weighted Assets 2,278,334 475,539
Leverage Ratio 10.98 10.557
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.66 14.871
Total Capital Ratio 13.68 16.161

Timeline for Stellarone Bank

Union Bank & Trust

Stellarone Bank was acquired by Union Bank & Trust 10 years

View Profile May 10 2014

Union Bankshares Corporation

Union Bankshares Corporation became a new parent organization for Stellarone Bank.

View Profile Jan 01 2014

Virginia Title Center, L.L.C.

Virginia Title Center, L.L.C. became a new subsidiary organization for Stellarone Bank.

View Profile Oct 01 2008

Four Mile Fork Branch

Acquisition: Stellarone Bank acquired a new subsidiary, Four Mile Fork Branch , 16 years

View Profile May 24 2008

Planters Bank & Trust Company Of Virginia

Acquisition: Stellarone Bank acquired a new subsidiary, Planters Bank & Trust Company Of Virginia, 16 years

View Profile May 24 2008

Want to see more?

Complete timeline for Stellarone Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Union Bank & Trust Buyer 8,242,173 Pooling of Interests Discontinued 5/10/2014
Four Mile Fork Branch Seller Acquisition Discontinued 5/24/2008
Planters Bank & Trust Company Of Virginia Seller 827,186 Acquisition Discontinued 5/24/2008
Virginia Commonwealth Trust Company Seller Acquisition Discontinued 5/24/2008
Fnb Salem Bank And Trust, National Association Seller 400,268 Pooling of Interests Discontinued 5/20/2006
Bedford Federal Savings Bank, National Association Seller 313,182 Pooling of Interests Discontinued 5/20/2006
Relationships Role Relationship Start Relationship End
Union Bankshares Corporation Parent 1/1/2014 5/9/2014
Stellarone Corporation Parent 2/28/2008 12/31/2013
Fnb Corporation Parent 7/11/1996 2/27/2008
Virginia Title Center, L.L.C. Subsidary 10/1/2008 1/1/2009
Fnb Financial Services, Inc. Subsidary 6/30/2007 12/31/2008
Planters Insurance Agency, Inc. Subsidary 5/24/2008 12/31/2008
S.B. & T. Service Corp. Subsidary 6/30/2007 9/30/2008
Virginia Financial Title Agency, Llc Subsidary 5/24/2008 9/30/2008
Fnb Financial Services, Inc. Subsidary 7/11/1996 6/29/2007
S.B. & T. Service Corp. Subsidary 5/20/2006 6/29/2007
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