Vitals
  • Total Assets
    8.4B 9.5 %
  • Total Deposits
    6.4B 6.9 %
  • Total Net Loans
    6.3B 11.0 %
  • Net Income
    83.4M 16.9 %
  • Book Value
    1.2B 13.9 %
  • Book Value x2
    2.4B 13.9 %
  • Book Value x3
    3.6B 13.9 %
ROAA

1.041

ROAE

7.629

Efficiency Ratio

63.585

Net Interest Margin

3.801

Balance Sheet Highlights
Financial Highlights Union Bank & Trust All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 8,402,527 858,303
Total Net Loans 6,306,355 607,607
Total Deposits 6,386,318 699,932
Total Equity 1,203,506 97,657
Profitability
Net Income 83,422 7,896
Return on Average Assets 1.041 .794
Return on Average Equity 7.629 6.983
Net Interest Margin 3.801 3.805
Efficiency Ratio 63.585 71.157
Noninterest Income/Revenue 19.486 16.327
Balance Sheet Ratios
Loan-to-Deposit 98.748 84.705
Securities/Assets .136 .136
Total Equity/Total Assets .143 .114
Tangible Equity/Tangible Assets .105 .103
Capital Adequacy
Tier 1 Common Capital 901,783 87,521
Tier 1 Capital 901,783 87,589
Tier 2 Capital 37,917 6,159
Total Capital 939,700 93,977
Total Risk Weighted Assets 7,167,351 657,024
Leverage Ratio 11.31 10.765
Common Equity Tier 1 Capital Ratio 12.58 14.768
Tier 1 Capital Ratio 12.58 14.769
Total Capital Ratio 13.11 15.893

Timeline for Union Bank & Trust

Old Dominion Capital Management, Inc.

Old Dominion Capital Management, Inc. became a new subsidiary organization for Union Bank & Trust.

View Profile May 31 2016

Stellarone Bank

Acquisition: Union Bank & Trust acquired a new subsidiary, Stellarone Bank, 9 years

View Profile May 10 2014

Bankers Title, Llc

Bankers Title, Llc became a new subsidiary organization for Union Bank & Trust.

View Profile Jul 01 2011

The Rappahannock National Bank Of Washington

Acquisition: Union Bank & Trust acquired a new subsidiary, The Rappahannock National Bank Of Washington, 13 years

View Profile Oct 12 2010

Northern Neck State Bank

Acquisition: Union Bank & Trust acquired a new subsidiary, Northern Neck State Bank, 13 years

View Profile Oct 12 2010

Want to see more?

Complete timeline for Union Bank & Trust is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Stellarone Bank Seller 3,131,552 Pooling of Interests Discontinued 5/10/2014
The Rappahannock National Bank Of Washington Seller 194,114 Pooling of Interests Discontinued 10/12/2010
Northern Neck State Bank Seller 342,013 Pooling of Interests Discontinued 10/12/2010
Bowling Green Branch Seller Acquisition Discontinued 3/20/2010
Bay Community Bank Seller 148,410 Acquisition Discontinued 11/1/2008
Prosperity Bank And Trust Company Seller 138,969 Acquisition Discontinued 3/15/2008
Guaranty Bank Seller 254,759 Acquisition Discontinued 9/11/2004
King George State Bank, Inc. Seller 76,334 Pooling of Interests Discontinued 6/26/1999
Relationships Role Relationship Start Relationship End
Union Bankshares Corporation Parent 5/7/1992
Union Bank Community Development Corporation Subsidary 6/30/2007
Bankers Title, Llc Subsidary 7/1/2011
Union Service Corporation Subsidary 6/30/2007
Ub Properties, Inc. Subsidary 6/30/2007
Johnson Mortgage Company, Llc Subsidary 11/1/2008
Bankers Title Shenandoah, Llc Subsidary 4/1/2008
Union Mortgage Group, Inc. Subsidary 6/30/2007
Union Insurance Group Llc Subsidary 9/1/2003
Guaranty Investments Corporation Subsidary 6/30/2007
Manquin Properties, Llc Subsidary 10/28/2008
Old Dominion Capital Management, Inc. Subsidary 5/31/2016
Northern Neck Service Company Subsidary 10/12/2010 3/9/2011
Lake Swan, Llc Subsidary 5/20/2009 8/3/2010
Union Bank Community Development Corporation Subsidary 7/1/1994 6/29/2007
Union Service Corporation Subsidary 3/31/1994 6/29/2007
Ub Properties, Inc. Subsidary 1/29/2003 6/29/2007
Union Mortgage Group, Inc. Subsidary 2/11/1999 6/29/2007
Guaranty Investments Corporation Subsidary 11/17/2006 6/29/2007
Guaranty Investments Corporation Subsidary 9/11/2004 2/28/2006
Gmsc, Inc. Subsidary 9/11/2004 2/25/2005
Poray's Services, Inc. Subsidary 6/26/1999 9/30/2004
Ub Properties, Inc. Subsidary 2/29/1996 8/31/2001
Union Mortgage Company Subsidary 1/1/1997 12/31/1999
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