Vitals
  • Total Assets
    1.1B 8.1 %
  • Total Deposits
    818.0M 14.9 %
  • Total Net Loans
    775.7M 9.2 %
  • Net Income
    5.7M -34.6 %
  • Book Value
    77.3M -4.9 %
  • Book Value x2
    154.6M -4.9 %
  • Book Value x3
    231.9M -4.9 %
ROAA

.514

ROAE

6.398

Efficiency Ratio

81.557

Net Interest Margin

4.703

Balance Sheet Highlights
Financial Highlights State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 1,112,358 153,044
Total Net Loans 775,662 86,588
Total Deposits 818,005 130,921
Total Equity 77,286 15,202
Profitability
Net Income 5,749 4,075
Return on Average Assets .514 1.437
Return on Average Equity 6.398 14.713
Net Interest Margin 4.703 4.615
Efficiency Ratio 81.557 66.288
Noninterest Income/Revenue 10.838 13.739
Balance Sheet Ratios
Loan-to-Deposit 94.824 62.239
Securities/Assets .167 .663
Total Equity/Total Assets .069 .099
Tangible Equity/Tangible Assets .052 -.21
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 60,424 14,459
Tier 2 Capital 5,850 1,005
Total Capital 66,274 15,454
Total Risk Weighted Assets 855,744 98,323
Leverage Ratio 5.45 10.112
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 7.06 16.99
Total Capital Ratio 7.74 18.005

Timeline for State Bank

Prosperity Bank

State Bank was acquired by Prosperity Bank 17 years

View Profile Feb 01 2007

The Express Bank Of Texas

Acquisition: State Bank acquired a new subsidiary, The Express Bank Of Texas, 18 years

View Profile Feb 15 2006

Community Home Loan, Inc.

Community Home Loan, Inc. became a new subsidiary organization for State Bank.

View Profile Feb 09 2004

First Federal Savings Bank

Acquisition: State Bank acquired a new subsidiary, First Federal Savings Bank, 21 years

View Profile Aug 01 2002

United Bank Texas

Acquisition: State Bank acquired a new subsidiary, United Bank Texas, 22 years

View Profile Jan 01 2002

Want to see more?

Complete timeline for State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Prosperity Bank Buyer 21,390,286 Acquisition Discontinued 2/1/2007
The Express Bank Of Texas Seller 42,843 Acquisition Discontinued 2/15/2006
First Federal Savings Bank Seller 81,033 Acquisition Discontinued 8/1/2002
United Bank Texas Seller 152,825 Pooling of Interests Discontinued 1/1/2002
First State Bank Seller 28,849 Pooling of Interests Discontinued 11/6/1999
Citizens State Bank Seller 46,268 Acquisition Discontinued 9/20/1997
Relationships Role Relationship Start Relationship End
Texas United Nevada, Llc Parent 6/22/1996 1/31/2007
Community Home Loan, Inc. Subsidary 2/9/2004 1/31/2007
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