Vitals
  • Total Assets
    42.8M -7.9 %
  • Total Deposits
    38.6M -7.0 %
  • Total Net Loans
    19.0M 49.4 %
  • Net Income
  • Book Value
    4.1M -9.3 %
  • Book Value x2
    8.3M -9.3 %
  • Book Value x3
    12.4M -9.3 %
ROAA

ROAE

Efficiency Ratio

104.619

Net Interest Margin

3.152

Balance Sheet Highlights
Financial Highlights The Express Bank Of Texas All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 42,843 145,629
Total Net Loans 19,000 82,447
Total Deposits 38,650 124,421
Total Equity 4,130 14,087
Profitability
Net Income — 3,700
Return on Average Assets — 1.339
Return on Average Equity — 13.734
Net Interest Margin 3.152 4.492
Efficiency Ratio 104.619 67.153
Noninterest Income/Revenue 12.286 15.476
Balance Sheet Ratios
Loan-to-Deposit 49.159 62.425
Securities/Assets .291 .652
Total Equity/Total Assets .096 .097
Tangible Equity/Tangible Assets .096 -.174
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,339 13,589
Tier 2 Capital 157 950
Total Capital 4,496 14,555
Total Risk Weighted Assets 26,862 92,918
Leverage Ratio 9.92 10.048
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.15 16.861
Total Capital Ratio 16.74 17.899

Timeline for The Express Bank Of Texas

State Bank

The Express Bank Of Texas was acquired by State Bank 18 years

View Profile Feb 15 2006

The Express Bank Of Texas

The Express Bank Of Texas was established 20 years ago and is currently headquartered in Round Rock, TX.

Jul 10 2003
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
State Bank Buyer 1,112,358 Acquisition Discontinued 2/15/2006
Relationships Role Relationship Start Relationship End
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