Vitals
  • Total Assets
    42.7M 0.2 %
  • Total Deposits
    38.8M 0.1 %
  • Total Net Loans
    21.3M 3.4 %
  • Net Income
    366000.0000 1.4 %
  • Book Value
    3.8M 1.5 %
  • Book Value x2
    7.7M 1.5 %
  • Book Value x3
    11.5M 1.5 %
ROAA

.849

ROAE

9.583

Efficiency Ratio

78.779

Net Interest Margin

3.734

Balance Sheet Highlights
Financial Highlights The First Bank Of Celeste All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 42,701 358,087
Total Net Loans 21,308 213,533
Total Deposits 38,781 308,027
Total Equity 3,849 38,740
Profitability
Net Income 366 3,845
Return on Average Assets .849 1.025
Return on Average Equity 9.583 9.415
Net Interest Margin 3.734 3.773
Efficiency Ratio 78.779 66.762
Noninterest Income/Revenue 19.108 16.375
Balance Sheet Ratios
Loan-to-Deposit 54.944 65.494
Securities/Assets .137 .214
Total Equity/Total Assets .09 .108
Tangible Equity/Tangible Assets .09 .104
Capital Adequacy
Tier 1 Common Capital 3,849 37,278
Tier 1 Capital 3,849 37,303
Tier 2 Capital 288 2,526
Total Capital 4,137 39,866
Total Risk Weighted Assets 23,055 237,367
Leverage Ratio 8.94 10.563
Common Equity Tier 1 Capital Ratio 16.69 18.073
Tier 1 Capital Ratio 16.69 18.097
Total Capital Ratio 17.94 19.169

Timeline for The First Bank Of Celeste

Databank Services Corporation

Databank Services Corporation became a new subsidiary organization for The First Bank Of Celeste.

View Profile Dec 01 1990

Metroplex North Bancshares, Inc.

Metroplex North Bancshares, Inc. became a new parent organization for The First Bank Of Celeste.

View Profile Sep 10 1982

The First Bank Of Celeste

The First Bank Of Celeste was established 124 years ago and is currently headquartered in Celeste, TX.

Jan 01 1900
Relationships Role Relationship Start Relationship End
Metroplex North Bancshares, Inc. Parent 9/10/1982
Databank Services Corporation Subsidary 12/1/1990 12/31/2003
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