Vitals
  • Total Assets
    238.5M 15.8 %
  • Total Deposits
    171.5M -1.4 %
  • Total Net Loans
    181.0M 0.8 %
  • Net Income
    820000.0000 -2.6 %
  • Book Value
    57.5M 180.0 %
  • Book Value x2
    115.0M 180.0 %
  • Book Value x3
    172.6M 180.0 %
ROAA

1.332

ROAE

5.724

Efficiency Ratio

43.545

Net Interest Margin

4.837

Balance Sheet Highlights
Financial Highlights State Bank Of Caledonia All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 238,502 215,466
Total Net Loans 180,964 162,208
Total Deposits 171,462 173,108
Total Equity 57,519 21,188
Profitability
Net Income 820 3,028
Return on Average Assets 1.332 1.258
Return on Average Equity 5.724 10.721
Net Interest Margin 4.837 4.118
Efficiency Ratio 43.545 66.274
Noninterest Income/Revenue 6.313 16.865
Balance Sheet Ratios
Loan-to-Deposit 105.542 88.187
Securities/Assets 1.177
Total Equity/Total Assets .241 .098
Tangible Equity/Tangible Assets .082 -.414
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 20,232 19,524
Tier 2 Capital 2,519 2,091
Total Capital 22,751 21,428
Total Risk Weighted Assets 201,529 157,860
Leverage Ratio 9.68 9.631
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.04 13.499
Total Capital Ratio 11.29 14.73

Timeline for State Bank Of Caledonia

Chemical Bank West

State Bank Of Caledonia was acquired by Chemical Bank West 19 years

View Profile Jun 28 2004

Chemical Financial Corporation

Chemical Financial Corporation became a new parent organization for State Bank Of Caledonia.

View Profile Dec 02 2003

Caledonia Loan Management Corporation

Caledonia Loan Management Corporation became a new subsidiary organization for State Bank Of Caledonia.

View Profile Oct 08 2003

Caledonia Financial Services Corporation

Caledonia Financial Services Corporation became a new subsidiary organization for State Bank Of Caledonia.

View Profile Feb 14 2002

Sbc Mortgage, Llc

Sbc Mortgage, Llc became a new subsidiary organization for State Bank Of Caledonia.

View Profile Jul 01 2000

Want to see more?

Complete timeline for State Bank Of Caledonia is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Chemical Bank West Buyer 914,347 Pooling of Interests Discontinued 6/28/2004
Relationships Role Relationship Start Relationship End
Chemical Financial Corporation Parent 12/2/2003 6/27/2004
Caledonia Financial Corporation Parent 4/15/1991 12/1/2003
Sbc Mortgage, Llc Subsidary 7/1/2000 6/25/2004
Caledonia Financial Services Corporation Subsidary 2/14/2002 6/25/2004
Caledonia Loan Management Corporation Subsidary 10/8/2003 6/25/2004
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