Vitals
  • Total Assets
    302.0M 1.9 %
  • Total Deposits
    219.3M 0.0 %
  • Total Net Loans
    141.9M 3.2 %
  • Net Income
    3.3M 10.0 %
  • Book Value
    40.2M 3.3 %
  • Book Value x2
    80.4M 3.3 %
  • Book Value x3
    120.7M 3.3 %
ROAA

1.123

ROAE

8.276

Efficiency Ratio

54.137

Net Interest Margin

3.574

Balance Sheet Highlights
Financial Highlights Springfield State Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 302,036 275,102
Total Net Loans 141,910 177,820
Total Deposits 219,291 227,063
Total Equity 40,224 30,287
Profitability
Net Income 3,329 2,592
Return on Average Assets 1.123 .944
Return on Average Equity 8.276 8.074
Net Interest Margin 3.574 3.847
Efficiency Ratio 54.137 70.925
Noninterest Income/Revenue 8.108 17.219
Balance Sheet Ratios
Loan-to-Deposit 64.713 76.952
Securities/Assets .435 .219
Total Equity/Total Assets .133 .11
Tangible Equity/Tangible Assets .133 .107
Capital Adequacy
Tier 1 Common Capital 43,343 29,354
Tier 1 Capital 43,343 29,354
Tier 2 Capital 1,990 2,092
Total Capital 45,333 31,454
Total Risk Weighted Assets 183,484 190,479
Leverage Ratio 14.59 11.285
Common Equity Tier 1 Capital Ratio 23.62 17.115
Tier 1 Capital Ratio 23.62 17.115
Total Capital Ratio 24.71 18.174

Timeline for Springfield State Bank

Springfield Bankshares, Inc.

Springfield Bankshares, Inc. became a new parent organization for Springfield State Bank.

View Profile Apr 20 1984

Springfield State Bank

Springfield State Bank was established 113 years ago and is currently headquartered in Springfield, KY.

Jan 01 1911
Relationships Role Relationship Start Relationship End
Springfield Bankshares, Inc. Parent 4/20/1984
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