Springfield State Bank
Springfield, KY — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Springfield State Bank | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 7,470 | 8,828 |
Income from Lease Financing Receivables | — | 2 |
10 | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 5 | 22 |
Income on Loans and Leases (TE) | 7,475 | 8,864 |
Investment Interest Income (TE) | 4,800 | 1,656 |
Total Interest Income (TE) | 12,376 | 10,728 |
Total Interest Expense | 2,361 | 1,106 |
Net Interest Income (TE) | 10,015 | 9,572 |
Non-Interest Income | 1,092 | 2,231 |
Adjusted Operating Income (TE) | 11,107 | 12,006 |
Non-interest Expense | 6,013 | 8,402 |
Provision for Loan & Lease Losses | 270 | 243 |
Pretax Operating Income (TE) | 4,824 | 3,259 |
Pretax Net Operating Income (TE) | 4,827 | 3,369 |
Applicable Income Taxes | 560 | 444 |
Net Operating Income | 3,329 | 2,592 |
Net Income | 3,329 | 2,592 |
Cash Dividends Declared | 832 | 1,549 |
Retained Earnings | 2,497 | 1,045 |