Vitals
  • Total Assets
    312.4M 17.4 %
  • Total Deposits
    249.7M 18.8 %
  • Total Net Loans
    250.8M 13.8 %
  • Net Income
    1.5M 46.3 %
  • Book Value
    26.5M 6.0 %
  • Book Value x2
    53.0M 6.0 %
  • Book Value x3
    79.4M 6.0 %
ROAA

.514

ROAE

5.759

Efficiency Ratio

76.974

Net Interest Margin

3.896

Balance Sheet Highlights
Financial Highlights First Citrus Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 312,437 586,559
Total Net Loans 250,846 397,788
Total Deposits 249,739 483,997
Total Equity 26,476 60,775
Profitability
Net Income 1,476 4,381
Return on Average Assets .514 .706
Return on Average Equity 5.759 6.893
Net Interest Margin 3.896 3.553
Efficiency Ratio 76.974 74.427
Noninterest Income/Revenue 4.79 15.578
Balance Sheet Ratios
Loan-to-Deposit 100.443 80.705
Securities/Assets .002 .17
Total Equity/Total Assets .085 .104
Tangible Equity/Tangible Assets .085 .1
Capital Adequacy
Tier 1 Common Capital 26,463 55,412
Tier 1 Capital 26,463 55,855
Tier 2 Capital 2,377 4,271
Total Capital 28,840 60,316
Total Risk Weighted Assets 275,902 416,967
Leverage Ratio 8.88 10.155
Common Equity Tier 1 Capital Ratio 9.59 14.982
Tier 1 Capital Ratio 9.59 15.063
Total Capital Ratio 10.45 16.194

Timeline for First Citrus Bank

First Citrus Bancorporation, Inc.

First Citrus Bancorporation, Inc. became a new parent organization for First Citrus Bank.

View Profile Apr 20 2007

First Citrus Bank

First Citrus Bank was established 25 years ago and is currently headquartered in Tampa, FL.

Feb 01 1999
Relationships Role Relationship Start Relationship End
First Citrus Bancorporation, Inc. Parent 4/20/2007
Similar Organizations
Organization City State Total Assets
Municipal Trust And Savings Bank
 		Bourbonnais IL 305.2M
Grinnell State Bank
 		Grinnell IA 305.1M
Guardian Bank
 		Valdosta GA 304.7M
Premierbank
 		Fort Atkinson WI 303.4M
First Bank
 		Clewiston FL 309.5M
Mechanics & Farmers Bank
 		Durham NC 310.0M
Gateway Bank Of Florida
 		Daytona Beach FL 301.3M
Mariners Bank
 		Edgewater NJ 310.7M
Legence Bank
 		Eldorado IL 305.7M
First Century Bank
 		Tazewell TN 297.4M