Vitals
  • Total Assets
    304.0M -3.3 %
  • Total Deposits
    258.3M 2.9 %
  • Total Net Loans
    184.0M -0.1 %
  • Net Income
    6.2M -8.7 %
  • Book Value
    30.0M -13.7 %
  • Book Value x2
    59.9M -13.7 %
  • Book Value x3
    89.9M -13.7 %
ROAA

2.018

ROAE

18.305

Efficiency Ratio

64.879

Net Interest Margin

5.422

Balance Sheet Highlights
Financial Highlights Legence Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 303,996 290,894
Total Net Loans 183,973 191,278
Total Deposits 258,324 246,407
Total Equity 29,966 31,125
Profitability
Net Income 6,154 2,670
Return on Average Assets 2.018 .919
Return on Average Equity 18.305 8.247
Net Interest Margin 5.422 3.499
Efficiency Ratio 64.879 67.9
Noninterest Income/Revenue 20.453 16.598
Balance Sheet Ratios
Loan-to-Deposit 71.218 72.669
Securities/Assets .287 .191
Total Equity/Total Assets .099 .107
Tangible Equity/Tangible Assets .091 .103
Capital Adequacy
Tier 1 Common Capital 27,710 29,670
Tier 1 Capital 27,710 29,720
Tier 2 Capital 1,593 2,112
Total Capital 29,303 31,905
Total Risk Weighted Assets 192,352 212,461
Leverage Ratio 9.21 10.62
Common Equity Tier 1 Capital Ratio 14.41 16.313
Tier 1 Capital Ratio 14.41 16.329
Total Capital Ratio 15.23 17.341

Timeline for Legence Bank

Diversified Mortgage And Finance Corp.

Diversified Mortgage And Finance Corp. became a new subsidiary organization for Legence Bank.

View Profile May 01 1995

American Farm Mortgage Corporation

American Farm Mortgage Corporation became a new subsidiary organization for Legence Bank.

View Profile Nov 01 1990

First Eldorado Bancshares, Inc.

First Eldorado Bancshares, Inc. became a new parent organization for Legence Bank.

View Profile Jan 29 1990

Capital First Corporation

Capital First Corporation became a new subsidiary organization for Legence Bank.

View Profile Apr 15 1987

Legence Bank

Legence Bank was established 118 years ago and is currently headquartered in Eldorado, IL.

Jan 01 1906
Relationships Role Relationship Start Relationship End
First Eldorado Bancshares, Inc. Parent 12/31/1996
First Eldorado Bancshares, Inc. Parent 1/26/1993 12/30/1996
First Eldorado Bancshares, Inc. Parent 12/31/1992 1/25/1993
First Eldorado Bancshares, Inc. Parent 1/29/1990 12/30/1992
American Farm Mortgage Corporation Subsidary 6/30/2007
American Farm Mortgage Corporation Subsidary 11/1/1990 6/29/2007
Capital First Corporation Subsidary 4/15/1987 12/30/2004
Diversified Mortgage And Finance Corp. Subsidary 5/1/1995 12/3/1996
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