Vitals
  • Total Assets
    311.0M 21.2 %
  • Total Deposits
    270.5M 23.7 %
  • Total Net Loans
    276.0M 22.3 %
  • Net Income
    3.8M 15.1 %
  • Book Value
    30.8M 14.3 %
  • Book Value x2
    61.6M 14.3 %
  • Book Value x3
    92.3M 14.3 %
ROAA

1.316

ROAE

13.108

Efficiency Ratio

43.854

Net Interest Margin

4.093

Balance Sheet Highlights
Financial Highlights Usny Bank All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 311,016 1,637,033
Total Net Loans 275,970 1,047,955
Total Deposits 270,472 1,296,950
Total Equity 30,775 187,165
Profitability
Net Income 3,783 13,254
Return on Average Assets 1.316 .773
Return on Average Equity 13.108 7.506
Net Interest Margin 4.093 3.19
Efficiency Ratio 43.854 65.064
Noninterest Income/Revenue 8.391 18.239
Balance Sheet Ratios
Loan-to-Deposit 102.033 73.986
Securities/Assets .043 .167
Total Equity/Total Assets .099 .114
Tangible Equity/Tangible Assets .099 .109
Capital Adequacy
Tier 1 Common Capital 30,844 154,500
Tier 1 Capital 30,844 155,066
Tier 2 Capital 3,580 9,750
Total Capital 34,424 168,084
Total Risk Weighted Assets 285,649 1,138,832
Leverage Ratio 10.12 10.188
Common Equity Tier 1 Capital Ratio 10.8 16.458
Tier 1 Capital Ratio 10.8 16.551
Total Capital Ratio 12.05 17.647

Timeline for Usny Bank

Usny Bank

Usny Bank was established 16 years ago and is currently headquartered in Geneva, NY.

Jul 31 2007

Capitol Development Bancorp Limited Vi

Capitol Development Bancorp Limited Vi became a new parent organization for Usny Bank.

View Profile Jul 31 2007
Relationships Role Relationship Start Relationship End
Capitol Development Bancorp Limited Vi Parent 7/31/2007 8/23/2010
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