Usny Bank
Geneva, NY — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Usny Bank | All Insured Commercial Banks in New York |
Interest and Fees on Loans | 12,767 | 41,190 |
Income from Lease Financing Receivables | — | 11 |
1 | 99 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 1 | 52 |
Income on Loans and Leases (TE) | 12,768 | 41,538 |
Investment Interest Income (TE) | 354 | 6,772 |
Total Interest Income (TE) | 13,297 | 51,262 |
Total Interest Expense | 1,928 | 6,465 |
Net Interest Income (TE) | 11,369 | 44,373 |
Non-Interest Income | 1,218 | 11,435 |
Adjusted Operating Income (TE) | 12,587 | 60,531 |
Non-interest Expense | 5,520 | 38,074 |
Provision for Loan & Lease Losses | 1,299 | 2,203 |
Pretax Operating Income (TE) | 5,768 | 19,351 |
Pretax Net Operating Income (TE) | 5,768 | 20,027 |
Applicable Income Taxes | 1,874 | 5,930 |
Net Operating Income | 3,783 | 13,255 |
Net Income | 3,783 | 13,254 |
Cash Dividends Declared | — | 2,280 |
Retained Earnings | 3,783 | 7,706 |