Vitals
  • Total Assets
    295.7M -0.9 %
  • Total Deposits
    258.9M -0.6 %
  • Total Net Loans
    171.0M 4.6 %
  • Net Income
    3.6M 1.5 %
  • Book Value
    32.8M -4.8 %
  • Book Value x2
    65.6M -4.8 %
  • Book Value x3
    98.4M -4.8 %
ROAA

1.213

ROAE

10.196

Efficiency Ratio

70.903

Net Interest Margin

3.805

Balance Sheet Highlights
Financial Highlights Peoples Bank Of Commerce All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 295,736 147,703
Total Net Loans 171,045 97,223
Total Deposits 258,906 126,600
Total Equity 32,798 15,565
Profitability
Net Income 3,562 1,683
Return on Average Assets 1.213 1.08
Return on Average Equity 10.196 9.905
Net Interest Margin 3.805 3.845
Efficiency Ratio 70.903 68.21
Noninterest Income/Revenue 17.935 13.68
Balance Sheet Ratios
Loan-to-Deposit 66.065 75.205
Securities/Assets .333 .174
Total Equity/Total Assets .111 .105
Tangible Equity/Tangible Assets .111 .103
Capital Adequacy
Tier 1 Common Capital 32,876 15,225
Tier 1 Capital 32,876 15,232
Tier 2 Capital 2,576 1,135
Total Capital 35,452 16,386
Total Risk Weighted Assets 205,312 105,251
Leverage Ratio 11.12 10.475
Common Equity Tier 1 Capital Ratio 16.01 15.3
Tier 1 Capital Ratio 16.01 15.308
Total Capital Ratio 17.27 16.398

Timeline for Peoples Bank Of Commerce

Home Town Mortgage, Inc.

Home Town Mortgage, Inc. became a new subsidiary organization for Peoples Bank Of Commerce.

View Profile Jul 31 1997

Community State Bank Of Princeton

Acquisition: Peoples Bank Of Commerce acquired a new subsidiary, Community State Bank Of Princeton, 34 years

View Profile Apr 28 1990

Duke Financial Group, Inc.

Duke Financial Group, Inc. became a new parent organization for Peoples Bank Of Commerce.

View Profile Jul 20 1988

Flag, Inc.

Flag, Inc. became a new parent organization for Peoples Bank Of Commerce.

View Profile Apr 05 1982

Peoples Bank Of Commerce

Peoples Bank Of Commerce was established 107 years ago and is currently headquartered in Cambridge, MN.

Nov 28 1916
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Community State Bank Of Princeton Seller 9,886 Discontinued 4/28/1990
Relationships Role Relationship Start Relationship End
Duke Financial Group, Inc. Parent 3/30/1990
Flag, Inc. Parent 5/15/1984 3/29/1990
Duke Financial Group, Inc. Parent 7/20/1988 3/29/1990
Flag, Inc. Parent 4/5/1982 5/14/1984
Home Town Mortgage, Inc. Subsidary 7/31/1997 3/1/2000
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