Vitals
  • Total Assets
    161.0M 12.8 %
  • Total Deposits
    141.8M 13.0 %
  • Total Net Loans
    131.2M 13.6 %
  • Net Income
    1.8M -14.6 %
  • Book Value
    18.5M 11.4 %
  • Book Value x2
    37.1M 11.4 %
  • Book Value x3
    55.6M 11.4 %
ROAA

1.203

ROAE

10.016

Efficiency Ratio

61.788

Net Interest Margin

4.666

Balance Sheet Highlights
Financial Highlights Spring Bank All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 160,970 1,637,033
Total Net Loans 131,157 1,047,955
Total Deposits 141,850 1,296,950
Total Equity 18,533 187,165
Profitability
Net Income 1,768 13,254
Return on Average Assets 1.203 .773
Return on Average Equity 10.016 7.506
Net Interest Margin 4.666 3.19
Efficiency Ratio 61.788 65.064
Noninterest Income/Revenue 10.915 18.239
Balance Sheet Ratios
Loan-to-Deposit 92.462 73.986
Securities/Assets .088 .167
Total Equity/Total Assets .115 .114
Tangible Equity/Tangible Assets .111 .109
Capital Adequacy
Tier 1 Common Capital 18,327 154,500
Tier 1 Capital 18,327 155,066
Tier 2 Capital 1,041 9,750
Total Capital 19,368 168,084
Total Risk Weighted Assets 110,051 1,138,832
Leverage Ratio 11.58 10.188
Common Equity Tier 1 Capital Ratio 16.65 16.458
Tier 1 Capital Ratio 16.65 16.551
Total Capital Ratio 17.6 17.647

Timeline for Spring Bank

Checkspring Financial Services, Inc.

Checkspring Financial Services, Inc. became a new subsidiary organization for Spring Bank.

View Profile Oct 08 2009

Spring Bank

Spring Bank was established 18 years ago and is currently headquartered in Bronx, NY.

Oct 26 2007

Checkspring Community Corporation

Checkspring Community Corporation became a new parent organization for Spring Bank.

View Profile Oct 26 2007
Relationships Role Relationship Start Relationship End
Checkspring Community Corporation Parent 10/26/2007
Checkspring Financial Services, Inc. Subsidary 10/8/2009
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