Vitals
  • Total Assets
    277.3M 21.7 %
  • Total Deposits
    247.8M 34.1 %
  • Total Net Loans
    217.8M 27.7 %
  • Net Income
    3.1M 52.4 %
  • Book Value
    24.4M 10.1 %
  • Book Value x2
    48.8M 10.1 %
  • Book Value x3
    73.2M 10.1 %
ROAA

1.231

ROAE

13.104

Efficiency Ratio

69.627

Net Interest Margin

4.068

Balance Sheet Highlights
Financial Highlights Southpoint Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 277,293 266,812
Total Net Loans 217,759 157,006
Total Deposits 247,764 227,200
Total Equity 24,397 30,855
Profitability
Net Income 3,102 2,603
Return on Average Assets 1.231 .91
Return on Average Equity 13.104 7.525
Net Interest Margin 4.068 3.872
Efficiency Ratio 69.627 69.238
Noninterest Income/Revenue 34.033 15.218
Balance Sheet Ratios
Loan-to-Deposit 87.89 65.031
Securities/Assets .147 .23
Total Equity/Total Assets .088 .116
Tangible Equity/Tangible Assets .088 .114
Capital Adequacy
Tier 1 Common Capital 24,847 30,655
Tier 1 Capital 24,847 30,655
Tier 2 Capital 2,977 1,864
Total Capital 27,824 32,526
Total Risk Weighted Assets 237,866 184,216
Leverage Ratio 9.21 11.829
Common Equity Tier 1 Capital Ratio 10.45 18.757
Tier 1 Capital Ratio 10.45 18.762
Total Capital Ratio 11.7 19.824

Timeline for Southpoint Bank

Southpoint Bancshares, Inc.

Southpoint Bancshares, Inc. became a new parent organization for Southpoint Bank.

View Profile Aug 05 2016

Southpoint Bank

Southpoint Bank was established 18 years ago and is currently headquartered in Birmingham, AL.

Oct 11 2005
Relationships Role Relationship Start Relationship End
Southpoint Bancshares, Inc. Parent 9/30/2016
Southpoint Bancshares, Inc. Parent 8/5/2016 9/29/2016
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