Vitals
  • Total Assets
    1.1B -3.0 %
  • Total Deposits
    953.2M -3.7 %
  • Total Net Loans
    776.0M 1.0 %
  • Net Income
    10.1M 3.3 %
  • Book Value
    130.0M -8.9 %
  • Book Value x2
    260.0M -8.9 %
  • Book Value x3
    389.9M -8.9 %
ROAA

.877

ROAE

7.092

Efficiency Ratio

69.767

Net Interest Margin

4.245

Balance Sheet Highlights
Financial Highlights Southern Bancorp Bank All Insured Commercial Banks in Arkansas
Balance Sheet $(000)
Total Assets 1,149,088 318,289
Total Net Loans 776,037 216,383
Total Deposits 953,222 263,403
Total Equity 129,981 35,927
Profitability
Net Income 10,143 3,504
Return on Average Assets .877 .978
Return on Average Equity 7.092 8.333
Net Interest Margin 4.245 3.942
Efficiency Ratio 69.767 67.5
Noninterest Income/Revenue 17.986 22.229
Balance Sheet Ratios
Loan-to-Deposit 81.412 73.916
Securities/Assets .173 .179
Total Equity/Total Assets .113 .113
Tangible Equity/Tangible Assets .081 .105
Capital Adequacy
Tier 1 Common Capital 93,995 33,826
Tier 1 Capital 93,995 33,832
Tier 2 Capital 8,266 2,662
Total Capital 102,261 36,492
Total Risk Weighted Assets 822,597 231,187
Leverage Ratio 8.37 10.961
Common Equity Tier 1 Capital Ratio 11.43 16.798
Tier 1 Capital Ratio 11.43 16.813
Total Capital Ratio 12.43 17.973

Timeline for Southern Bancorp Bank

The Bank Of Bolivar County

Acquisition: Southern Bancorp Bank acquired a new subsidiary, The Bank Of Bolivar County, 9 years

View Profile Dec 13 2014

Creekside Holdings, Llc

Creekside Holdings, Llc became a new subsidiary organization for Southern Bancorp Bank.

View Profile Jul 25 2014

Southern Bancorp Investment Fund I, Llc

Southern Bancorp Investment Fund I, Llc became a new subsidiary organization for Southern Bancorp Bank.

View Profile May 30 2013

Southern Bancorp Bank Of Blytheville, National Association

Acquisition: Southern Bancorp Bank acquired a new subsidiary, Southern Bancorp Bank Of Blytheville, National Association, 13 years

View Profile May 15 2010

Southern Bancorp Bank Of Trumann

Acquisition: Southern Bancorp Bank acquired a new subsidiary, Southern Bancorp Bank Of Trumann, 13 years

View Profile May 15 2010

Want to see more?

Complete timeline for Southern Bancorp Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Bank Of Bolivar County Seller 15,917 Acquisition Discontinued 12/13/2014
Southern Bancorp Bank Of Blytheville, National Association Seller 253,085 Pooling of Interests Discontinued 5/15/2010
Southern Bancorp Bank Of Trumann Seller 113,066 Pooling of Interests Discontinued 5/15/2010
Southern Bancorp Bank Seller 175,204 Pooling of Interests Discontinued 11/1/2009
Southern Bancorp Bank, National Association Seller 216,974 Pooling of Interests Discontinued 11/1/2009
Timberland Bank Seller 134,624 Acquisition Discontinued 6/27/2009
Relationships Role Relationship Start Relationship End
Southern Bancorp, Inc Parent 9/13/1988
Southern Bancorp, Inc Parent 6/9/1988 9/12/1988
Elk Horn Bancshares, Inc. Parent 8/24/1984 6/8/1988
Southern Bancorp Investment Fund I, Llc Subsidary 5/30/2013
Southern Landlord, Llc Subsidary 5/13/2009
Creekside Holdings, Llc Subsidary 7/25/2014
First Investment Advisory Services, Incorporated Subsidary 11/1/2009 12/31/2009
Phillips Insurance Services, Inc Subsidary 11/1/2009 12/31/2009
Southern Development Mortgage Incorporated Subsidary 4/28/1981 5/7/2003
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