Southern Bancorp Bank
Arkadelphia, AR — State Member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Southern Bancorp Bank | All Insured Commercial Banks in Arkansas |
Interest and Fees on Loans | 39,974 | 11,107 |
Income from Lease Financing Receivables | 208 | 1 |
41 | 29 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 22 | 15 |
Income on Loans and Leases (TE) | 40,204 | 11,129 |
Investment Interest Income (TE) | 6,109 | 1,636 |
Total Interest Income (TE) | 46,621 | 12,872 |
Total Interest Expense | 3,069 | 1,430 |
Net Interest Income (TE) | 43,552 | 11,443 |
Non-Interest Income | 10,224 | 3,679 |
Adjusted Operating Income (TE) | 53,776 | 16,091 |
Non-interest Expense | 37,518 | 10,771 |
Provision for Loan & Lease Losses | 1,680 | 635 |
Pretax Operating Income (TE) | 14,578 | 4,580 |
Pretax Net Operating Income (TE) | 14,630 | 4,646 |
Applicable Income Taxes | 3,180 | 823 |
Net Operating Income | 10,143 | 3,504 |
Net Income | 10,143 | 3,504 |
Cash Dividends Declared | 22,500 | 2,018 |
Retained Earnings | -12,357 | 1,459 |