Vitals
  • Total Assets
    217.0M 3.7 %
  • Total Deposits
    167.3M 4.4 %
  • Total Net Loans
    129.8M 7.8 %
  • Net Income
    1.3M -15.1 %
  • Book Value
    25.5M 5.6 %
  • Book Value x2
    51.0M 5.6 %
  • Book Value x3
    76.4M 5.6 %
ROAA

.843

ROAE

6.803

Efficiency Ratio

64.072

Net Interest Margin

4.413

Balance Sheet Highlights
Financial Highlights Southern Bancorp Bank, National Association All Insured Commercial Banks in Arkansas
Balance Sheet $(000)
Total Assets 216,974 240,867
Total Net Loans 129,785 161,044
Total Deposits 167,252 193,080
Total Equity 25,479 26,056
Profitability
Net Income 1,268 3,062
Return on Average Assets .843 1.108
Return on Average Equity 6.803 10.183
Net Interest Margin 4.413 4.055
Efficiency Ratio 64.072 66.744
Noninterest Income/Revenue 24.255 15.532
Balance Sheet Ratios
Loan-to-Deposit 77.599 78.523
Securities/Assets .216 .39
Total Equity/Total Assets .117 .108
Tangible Equity/Tangible Assets .091 -.025
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 19,033 23,521
Tier 2 Capital 1,764 2,029
Total Capital 20,797 25,584
Total Risk Weighted Assets 140,812 170,876
Leverage Ratio 9.64 10.411
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.52 15.106
Total Capital Ratio 14.77 16.245

Timeline for Southern Bancorp Bank, National Association

Southern Bancorp Bank

Southern Bancorp Bank, National Association was acquired by Southern Bancorp Bank 14 years

View Profile Nov 01 2009

The Delta State Bank

Acquisition: Southern Bancorp Bank, National Association acquired a new subsidiary, The Delta State Bank, 23 years

View Profile Apr 21 2001

Phillips Insurance Services, Inc

Phillips Insurance Services, Inc became a new subsidiary organization for Southern Bancorp Bank, National Association.

View Profile Apr 21 2001

Southern Bancorp, Inc

Southern Bancorp, Inc became a new parent organization for Southern Bancorp Bank, National Association.

View Profile Apr 01 1999

First Investment Advisory Services, Incorporated

First Investment Advisory Services, Incorporated became a new subsidiary organization for Southern Bancorp Bank, National Association.

View Profile Feb 23 1988

Want to see more?

Complete timeline for Southern Bancorp Bank, National Association is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Southern Bancorp Bank Buyer 1,193,503 Pooling of Interests Discontinued 11/1/2009
The Delta State Bank Seller 8,017 Pooling of Interests Discontinued 4/21/2001
Relationships Role Relationship Start Relationship End
Southern Bancorp, Inc Parent 4/1/1999 10/31/2009
First Delta Corporation Parent 3/19/1997 3/31/1999
First Delta Corporation Parent 1/31/1986 3/18/1997
First Delta Corporation Parent 12/31/1983 1/30/1986
First Delta Corporation Parent 7/20/1981 12/30/1983
First Investment Advisory Services, Incorporated Subsidary 6/30/2007 10/31/2009
Phillips Insurance Services, Inc Subsidary 6/30/2007 10/31/2009
First Investment Advisory Services, Incorporated Subsidary 2/23/1988 6/29/2007
Phillips Insurance Services, Inc Subsidary 4/21/2001 6/29/2007
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