Southern Bancorp Bank, National Association
West Helena, AR — Domestic Branch of a Domestic Bank
Acquired Nov 2009
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Southern Bancorp Bank, National Association | All Insured Commercial Banks in Arkansas |
Interest and Fees on Loans | 5,288 | 7,746 |
Income from Lease Financing Receivables | — | 1,344 |
— | 110 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 64 |
Income on Loans and Leases (TE) | 5,288 | 7,766 |
Investment Interest Income (TE) | 1,752 | 1,646 |
Total Interest Income (TE) | 7,170 | 9,486 |
Total Interest Expense | 1,383 | 3,034 |
Net Interest Income (TE) | 5,787 | 6,390 |
Non-Interest Income | 2,296 | 1,744 |
Adjusted Operating Income (TE) | 8,083 | 7,988 |
Non-interest Expense | 5,179 | 5,316 |
Provision for Loan & Lease Losses | 1,161 | 2,896 |
Pretax Operating Income (TE) | 1,743 | 4,216 |
Pretax Net Operating Income (TE) | 1,836 | 4,495 |
Applicable Income Taxes | 393 | 1,301 |
Net Operating Income | 1,268 | 3,062 |
Net Income | 1,268 | 3,062 |
Cash Dividends Declared | 560 | 1,806 |
Retained Earnings | 708 | 2,106 |