Vitals
  • Total Assets
    1.2B -4.2 %
  • Total Deposits
    1.0B -4.2 %
  • Total Net Loans
    772.3M 8.5 %
  • Net Income
    10.6M 4.5 %
  • Book Value
    120.7M 9.4 %
  • Book Value x2
    241.3M 9.4 %
  • Book Value x3
    362.0M 9.4 %
ROAA

.881

ROAE

9.151

Efficiency Ratio

62.038

Net Interest Margin

3.104

Balance Sheet Highlights
Financial Highlights Texas Community Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 1,230,896 358,087
Total Net Loans 772,325 213,533
Total Deposits 1,045,696 308,027
Total Equity 120,667 38,740
Profitability
Net Income 10,575 3,845
Return on Average Assets .881 1.025
Return on Average Equity 9.151 9.415
Net Interest Margin 3.104 3.773
Efficiency Ratio 62.038 66.762
Noninterest Income/Revenue 15.615 16.375
Balance Sheet Ratios
Loan-to-Deposit 73.858 65.494
Securities/Assets .201 .214
Total Equity/Total Assets .098 .108
Tangible Equity/Tangible Assets .097 .104
Capital Adequacy
Tier 1 Common Capital 119,148 37,278
Tier 1 Capital 119,148 37,303
Tier 2 Capital 9,056 2,526
Total Capital 128,204 39,866
Total Risk Weighted Assets 717,728 237,367
Leverage Ratio 10 10.563
Common Equity Tier 1 Capital Ratio 16.6 18.073
Tier 1 Capital Ratio 16.6 18.097
Total Capital Ratio 17.86 19.169

Timeline for Texas Community Bank

Vision Bancshares, Inc.

Vision Bancshares, Inc. became a new parent organization for Texas Community Bank.

View Profile Sep 01 2004

Somerset Bancshares Corporation, Inc.

Somerset Bancshares Corporation, Inc. became a new parent organization for Texas Community Bank.

View Profile May 06 1988

Texas Community Bank

Texas Community Bank was established 40 years ago and is currently headquartered in Laredo, TX.

Jun 20 1983
Relationships Role Relationship Start Relationship End
Vision Bancshares, Inc. Parent 9/1/2004
Somerset Bancshares Corporation, Inc. Parent 5/6/1988 8/31/2004
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