South Pointe Bank
Marion, IL — Domestic Branch of a Domestic Bank
Acquired Nov 2006
Vitals
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Total Assets203.1M -2.2 %
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Total Deposits168.9M 0.7 %
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Total Net Loans138.9M -0.2 %
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Net Income695000.0000 -12.2 %
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Book Value15.6M -1.0 %
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Book Value x231.2M -1.0 %
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Book Value x346.9M -1.0 %
Balance Sheet Highlights
| Financial Highlights | South Pointe Bank | All Insured Commercial Banks in Illinois |
| Balance Sheet $(000) | ||
| Total Assets | 203,052 | 177,479 |
| Total Net Loans | 138,915 | 120,468 |
| Total Deposits | 168,863 | 148,821 |
| Total Equity | 15,617 | 17,771 |
| Profitability | ||
| Net Income | 695 | 5,234 |
| Return on Average Assets | .451 | 1.173 |
| Return on Average Equity | 6.04 | 11.749 |
| Net Interest Margin | 3.168 | 3.793 |
| Efficiency Ratio | 79.54 | 65.369 |
| Noninterest Income/Revenue | 10.021 | 10.018 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 82.265 | 75.805 |
| Securities/Assets | .152 | .93 |
| Total Equity/Total Assets | .077 | .1 |
| Tangible Equity/Tangible Assets | .074 | -.023 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 15,569 | 16,715 |
| Tier 2 Capital | 1,711 | 1,364 |
| Total Capital | 17,280 | 18,129 |
| Total Risk Weighted Assets | 136,919 | 131,959 |
| Leverage Ratio | 7.61 | 10.347 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 11.37 | 15.318 |
| Total Capital Ratio | 12.62 | 16.347 |
Timeline for South Pointe Bank
South Pointe Bank
South Pointe Bank was established 29 years ago and is currently headquartered in Marion, IL.
May 12 1995
South Pointe Financial Corporation
South Pointe Financial Corporation became a new parent organization for South Pointe Bank.
View Profile May 12 1995| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| Midcountry Bank | Buyer | 787,835 | Discontinued | 11/4/2006 |
| Relationships | Role | Relationship Start | Relationship End |
| South Pointe Financial Corporation | Parent | 5/12/1995 | 11/3/2006 |
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