Vitals
  • Total Assets
    128.0M 11.2 %
  • Total Deposits
    108.5M 10.8 %
  • Total Net Loans
    75.9M 9.7 %
  • Net Income
    901000.0000 17.6 %
  • Book Value
    14.0M 9.4 %
  • Book Value x2
    28.0M 9.4 %
  • Book Value x3
    41.9M 9.4 %
ROAA

.747

ROAE

6.697

Efficiency Ratio

75.811

Net Interest Margin

3.582

Balance Sheet Highlights
Financial Highlights South Central Bank Of Monroe County All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 127,988 244,195
Total Net Loans 75,915 151,234
Total Deposits 108,458 200,532
Total Equity 13,983 27,387
Profitability
Net Income 901 2,111
Return on Average Assets .747 .928
Return on Average Equity 6.697 8.044
Net Interest Margin 3.582 3.876
Efficiency Ratio 75.811 71.185
Noninterest Income/Revenue 20.522 16.381
Balance Sheet Ratios
Loan-to-Deposit 69.995 74.671
Securities/Assets .272 .24
Total Equity/Total Assets .109 .112
Tangible Equity/Tangible Assets .109 .109
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 14,161 26,015
Tier 2 Capital 898 1,851
Total Capital 15,059 27,891
Total Risk Weighted Assets 84,000 159,604
Leverage Ratio 11.09 11.381
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 16.86 18.056
Total Capital Ratio 17.93 19.191

Timeline for South Central Bank Of Monroe County

South Central Bank, Inc.

South Central Bank Of Monroe County was acquired by South Central Bank, Inc. 9 years

View Profile Jan 01 2015

South Central Bancshares Of Kentucky, Inc.

South Central Bancshares Of Kentucky, Inc. became a new parent organization for South Central Bank Of Monroe County.

View Profile Dec 31 2008

Gamaliel Bank

Acquisition: South Central Bank Of Monroe County acquired a new subsidiary, Gamaliel Bank, 40 years

View Profile Apr 21 1984

First Deposit Bancshares, Inc.

First Deposit Bancshares, Inc. became a new parent organization for South Central Bank Of Monroe County.

View Profile Nov 25 1981

First National Company

First National Company became a new parent organization for South Central Bank Of Monroe County.

View Profile Dec 31 1970

Want to see more?

Complete timeline for South Central Bank Of Monroe County is available.

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Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
South Central Bank, Inc. Buyer 932,390 Pooling of Interests Discontinued 1/1/2015
Gamaliel Bank Seller 22,773 Failure 4/21/1984
Relationships Role Relationship Start Relationship End
South Central Bancshares Of Kentucky, Inc. Parent 12/31/2008 12/31/2014
First Deposit Bancshares, Inc. Parent 12/31/1992 12/30/2008
First Deposit Bancshares, Inc. Parent 12/31/1988 12/30/1992
First Deposit Bancshares, Inc. Parent 11/25/1981 12/30/1988
First National Company Parent 12/31/1970 11/3/1972
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