Vitals
  • Total Assets
    227.3M 2.3 %
  • Total Deposits
    187.5M 2.3 %
  • Total Net Loans
    128.1M 0.1 %
  • Net Income
    1.7M 8.3 %
  • Book Value
    28.4M 4.3 %
  • Book Value x2
    56.8M 4.3 %
  • Book Value x3
    85.2M 4.3 %
ROAA

.748

ROAE

5.811

Efficiency Ratio

76.437

Net Interest Margin

3.367

Balance Sheet Highlights
Financial Highlights South Central Bank Of Bowling Green, Inc. All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 227,298 244,195
Total Net Loans 128,139 151,234
Total Deposits 187,545 200,532
Total Equity 28,414 27,387
Profitability
Net Income 1,653 2,111
Return on Average Assets .748 .928
Return on Average Equity 5.811 8.044
Net Interest Margin 3.367 3.876
Efficiency Ratio 76.437 71.185
Noninterest Income/Revenue 28.855 16.381
Balance Sheet Ratios
Loan-to-Deposit 68.324 74.671
Securities/Assets .292 .24
Total Equity/Total Assets .125 .112
Tangible Equity/Tangible Assets .124 .109
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 28,523 26,015
Tier 2 Capital 1,737 1,851
Total Capital 30,260 27,891
Total Risk Weighted Assets 138,033 159,604
Leverage Ratio 12.92 11.381
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 20.66 18.056
Total Capital Ratio 21.92 19.191

Timeline for South Central Bank Of Bowling Green, Inc.

South Central Bank, Inc.

South Central Bank Of Bowling Green, Inc. was acquired by South Central Bank, Inc. 9 years

View Profile Jan 01 2015

South Central Bancshares Of Kentucky, Inc.

South Central Bancshares Of Kentucky, Inc. became a new parent organization for South Central Bank Of Bowling Green, Inc..

View Profile Nov 07 2014

United Central Bancshares, Inc.

United Central Bancshares, Inc. became a new parent organization for South Central Bank Of Bowling Green, Inc..

View Profile Mar 23 1992

South Central Bank Of Bowling Green, Inc.

South Central Bank Of Bowling Green, Inc. was established 35 years ago and is currently headquartered in Bowling Green, KY.

Apr 05 1989
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
South Central Bank, Inc. Buyer 932,390 Pooling of Interests Discontinued 1/1/2015
Relationships Role Relationship Start Relationship End
South Central Bancshares Of Kentucky, Inc. Parent 11/7/2014 12/31/2014
United Central Bancshares, Inc. Parent 3/23/1992 11/6/2014
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