Vitals
  • Total Assets
    482.7M 19.1 %
  • Total Deposits
    372.9M 22.0 %
  • Total Net Loans
    373.6M 17.7 %
  • Net Income
    770000.0000 -35.1 %
  • Book Value
    38.6M 12.3 %
  • Book Value x2
    77.2M 12.3 %
  • Book Value x3
    115.8M 12.3 %
ROAA

.644

ROAE

8.076

Efficiency Ratio

66.514

Net Interest Margin

3.372

Balance Sheet Highlights
Financial Highlights Shenandoah Valley National Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 482,739 375,494
Total Net Loans 373,638 273,965
Total Deposits 372,920 298,656
Total Equity 38,599 39,236
Profitability
Net Income 770 1,343
Return on Average Assets .644 .997
Return on Average Equity 8.076 9.781
Net Interest Margin 3.372 4.095
Efficiency Ratio 66.514 71.522
Noninterest Income/Revenue 9.542 10.727
Balance Sheet Ratios
Loan-to-Deposit 100.193 87.511
Securities/Assets .173 .253
Total Equity/Total Assets .08 .104
Tangible Equity/Tangible Assets .08 .014
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 38,454 35,910
Tier 2 Capital 4,064 3,180
Total Capital 42,518 39,279
Total Risk Weighted Assets 391,683 289,585
Leverage Ratio 8.04 10.771
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.82 14.074
Total Capital Ratio 10.86 15.22

Timeline for Shenandoah Valley National Bank

Summit Community Bank, Inc

Shenandoah Valley National Bank was acquired by Summit Community Bank, Inc 16 years

View Profile Jun 16 2007

Summit Financial, Llc

Summit Financial, Llc became a new subsidiary organization for Shenandoah Valley National Bank.

View Profile Sep 08 2003

Shenandoah Valley National Bank

Shenandoah Valley National Bank was established 25 years ago and is currently headquartered in Winchester, VA.

May 17 1999

Summit Financial Group, Inc.

Summit Financial Group, Inc. became a new parent organization for Shenandoah Valley National Bank.

View Profile May 17 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Summit Community Bank, Inc Buyer 1,650,253 Pooling of Interests Discontinued 6/16/2007
Relationships Role Relationship Start Relationship End
Summit Financial Group, Inc. Parent 5/17/1999 6/15/2007
Summit Financial, Llc Subsidary 9/8/2003 12/31/2005
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