Total Capital Ratio Over Time
Total Capital Ratio Shenandoah Valley National Bank All Insured Commercial Banks in Virginia
03-31-2007 10.86 15.22
12-31-2006 10.87 15.296
09-30-2006 10.79 15.254
06-30-2006 10.9 15.076
03-31-2006 11.43 14.752
12-31-2005 11.2 15.007
09-30-2005 10.69 14.199
06-30-2005 10.63 14.19
03-31-2005 10.99 14.123
12-31-2004 10.67 14.287
09-30-2004 11.25 14.489
06-30-2004 10.16 14.342
03-31-2004 10.18 14.315
12-31-2003 10.42 14.116
09-30-2003 11.12 14.29
06-30-2003 10.39 14.232
03-31-2003 10.95 14.438
12-31-2002 11.02 14.357