Vitals
  • Total Assets
    207.0M 1.2 %
  • Total Deposits
    165.8M 1.7 %
  • Total Net Loans
    132.3M 11.7 %
  • Net Income
    3.5M 8.9 %
  • Book Value
    23.8M 2.4 %
  • Book Value x2
    47.7M 2.4 %
  • Book Value x3
    71.5M 2.4 %
ROAA

1.669

ROAE

14.733

Efficiency Ratio

47.393

Net Interest Margin

3.56

Balance Sheet Highlights
Financial Highlights Sentry Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 207,029 147,703
Total Net Loans 132,266 97,223
Total Deposits 165,836 126,600
Total Equity 23,840 15,565
Profitability
Net Income 3,500 1,683
Return on Average Assets 1.669 1.08
Return on Average Equity 14.733 9.905
Net Interest Margin 3.56 3.845
Efficiency Ratio 47.393 68.21
Noninterest Income/Revenue 8.969 13.68
Balance Sheet Ratios
Loan-to-Deposit 79.757 75.205
Securities/Assets .232 .174
Total Equity/Total Assets .115 .105
Tangible Equity/Tangible Assets .081 .103
Capital Adequacy
Tier 1 Common Capital 17,077 15,225
Tier 1 Capital 17,077 15,232
Tier 2 Capital 1,585 1,135
Total Capital 18,662 16,386
Total Risk Weighted Assets 135,380 105,251
Leverage Ratio 8.39 10.475
Common Equity Tier 1 Capital Ratio 12.61 15.3
Tier 1 Capital Ratio 12.61 15.308
Total Capital Ratio 13.78 16.398

Timeline for Sentry Bank

St. Stephen State Bank

Acquisition: Sentry Bank acquired a new subsidiary, St. Stephen State Bank, 14 years

View Profile Jan 16 2010

Saint Joseph Bancshares Acquisitions, Inc.

Saint Joseph Bancshares Acquisitions, Inc. became a new parent organization for Sentry Bank.

View Profile Aug 09 2005

Saint Joseph Bancshares, Inc.

Saint Joseph Bancshares, Inc. became a new parent organization for Sentry Bank.

View Profile Sep 14 1982

Sentry Bank

Sentry Bank was established 120 years ago and is currently headquartered in Saint Joseph, MN.

Nov 04 1904
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
St. Stephen State Bank Seller 22,895 Failure 1/16/2010
Relationships Role Relationship Start Relationship End
Saint Joseph Bancshares Acquisitions, Inc. Parent 8/9/2005
Saint Joseph Bancshares, Inc. Parent 1/6/1997 8/8/2005
Saint Joseph Bancshares, Inc. Parent 10/31/1984 1/5/1997
Saint Joseph Bancshares, Inc. Parent 10/31/1983 10/30/1984
Saint Joseph Bancshares, Inc. Parent 9/14/1982 10/30/1983
Similar Organizations
Organization City State Total Assets
Nekoosa Port Edwards State Bank
 		Nekoosa WI 212.9M
Guaranty Bank & Trust Company Of Delhi, Louisiana
 		Delhi LA 212.6M
Bank Of Madison
 		Madison GA 213.5M
Bank Of Franklin County
 		Washington MO 212.1M
Community Bank
 		Longview TX 214.8M
Esb Financial
 		Emporia KS 215.2M
Pcsb Bank
 		Clarinda IA 215.3M
Ireland Bank
 		Malad City ID 215.4M
Citizens Bank Of Ada
 		Ada OK 216.0M
State Bank Of Graymont
 		Graymont IL 209.6M