Vitals
  • Total Assets
    22.9M -30.0 %
  • Total Deposits
    23.9M -21.1 %
  • Total Net Loans
    17.3M -28.8 %
  • Net Income
  • Book Value
  • Book Value x2
  • Book Value x3
ROAA

ROAE

Efficiency Ratio

160.188

Net Interest Margin

3.406

Balance Sheet Highlights
Financial Highlights St. Stephen State Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 22,895 111,054
Total Net Loans 17,284 76,005
Total Deposits 23,912 92,955
Total Equity — 10,912
Profitability
Net Income — 1,239
Return on Average Assets — .871
Return on Average Equity — 8.242
Net Interest Margin 3.406 4.007
Efficiency Ratio 160.188 74.829
Noninterest Income/Revenue 17.384 19.093
Balance Sheet Ratios
Loan-to-Deposit 72.282 78.698
Securities/Assets .028 .239
Total Equity/Total Assets .098
Tangible Equity/Tangible Assets -.026 .044
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital — 10,285
Tier 2 Capital — 987
Total Capital — 11,283
Total Risk Weighted Assets 18,448 83,956
Leverage Ratio — 9.611
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio — 13.129
Total Capital Ratio — 14.272

Timeline for St. Stephen State Bank

Sentry Bank

St. Stephen State Bank was acquired by Sentry Bank 14 years

View Profile Jan 16 2010

Saint Stephen Bangroup, Inc.

Saint Stephen Bangroup, Inc. became a new parent organization for St. Stephen State Bank.

View Profile Nov 30 1992

St. Stephen Bancorporation, Inc.

St. Stephen Bancorporation, Inc. became a new parent organization for St. Stephen State Bank.

View Profile Jan 10 1986

St. Stephen State Bank

St. Stephen State Bank was established 104 years ago and is currently headquartered in Saint Stephen, MN.

Oct 01 1920
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Sentry Bank Buyer 212,832 Failure 1/16/2010
Relationships Role Relationship Start Relationship End
Saint Stephen Bangroup, Inc. Parent 12/30/2003 1/15/2010
Saint Stephen Bangroup, Inc. Parent 1/21/2000 12/29/2003
Saint Stephen Bangroup, Inc. Parent 7/9/1999 1/20/2000
Saint Stephen Bangroup, Inc. Parent 11/30/1992 7/8/1999
St. Stephen Bancorporation, Inc. Parent 1/10/1986 11/29/1992
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