Efficiency Ratio Over Time
Efficiency Ratio St. Stephen State Bank All Insured Commercial Banks in Minnesota
12-31-2009 160.188 74.829
09-30-2009 144.02 73.299
06-30-2009 129.681 73.728
03-31-2009 154.125 72.218
12-31-2008 108.668 70.751
09-30-2008 105.051 69.076
06-30-2008 100.639 68.994
03-31-2008 97.942 69.012
12-31-2007 81.869 67.104
09-30-2007 80.162 65.982
06-30-2007 89.639 66.544
03-31-2007 91.241 66.538
12-31-2006 92.95 64.583
09-30-2006 97.259 63.158
06-30-2006 98.025 63.582
03-31-2006 99.747 64.084
12-31-2005 103.987 63.714
09-30-2005 108.459 62.201
06-30-2005 110.189 62.651
03-31-2005 114.894 62.926
12-31-2004 101.094 63.335
09-30-2004 100.279 61.98
06-30-2004 100.577 62.61
03-31-2004 94.678 63.48
12-31-2003 86.533 63.289
09-30-2003 83.772 61.468
06-30-2003 80.74 61.298
03-31-2003 82.94 62.209
12-31-2002 98.359 61.807