Vitals
  • Total Assets
    217.0M 0.9 %
  • Total Deposits
    156.4M 3.6 %
  • Total Net Loans
    106.6M 5.2 %
  • Net Income
    2.4M 25.2 %
  • Book Value
    40.8M 3.3 %
  • Book Value x2
    81.6M 3.3 %
  • Book Value x3
    122.5M 3.3 %
ROAA

1.106

ROAE

5.836

Efficiency Ratio

57.776

Net Interest Margin

3.228

Balance Sheet Highlights
Financial Highlights Roxboro Savings Bank, Ssb All Insured Savings Banks in North Carolina
Balance Sheet $(000)
Total Assets 217,019 217,642
Total Net Loans 106,617 144,664
Total Deposits 156,394 171,818
Total Equity 40,820 30,091
Profitability
Net Income 2,387 1,035
Return on Average Assets 1.106 .442
Return on Average Equity 5.836 3.23
Net Interest Margin 3.228 3.391
Efficiency Ratio 57.776 81.04
Noninterest Income/Revenue 15.483 11.81
Balance Sheet Ratios
Loan-to-Deposit 68.172 81.903
Securities/Assets .403 .123
Total Equity/Total Assets .188 .138
Tangible Equity/Tangible Assets .188 .138
Capital Adequacy
Tier 1 Common Capital 41,929 30,008
Tier 1 Capital 41,929 30,008
Tier 2 Capital 1,184 1,306
Total Capital 43,113 31,762
Total Risk Weighted Assets 93,714 128,204
Leverage Ratio 19.47 16.044
Common Equity Tier 1 Capital Ratio 44.74 30.451
Tier 1 Capital Ratio 44.74 30.451
Total Capital Ratio 46 31.466

Timeline for Roxboro Savings Bank, Ssb

Roxboro Savings Bank, Ssb

Roxboro Savings Bank, Ssb was established 102 years ago and is currently headquartered in Roxboro, NC.

Jan 01 1923
Relationships Role Relationship Start Relationship End
Similar Organizations
Organization City State Total Assets
Citizens Savings Bank
 		Bogalusa LA 212.3M
Quaint Oak Bank
 		Southampton PA 208.1M
Coatesville Savings Bank
 		Coatesville PA 208.0M
Litchfield Bancorp
 		Litchfield CT 233.0M
Millbury Savings Bank
 		Millbury MA 224.5M
Capaha Bank, Sb
 		Tamms IL 194.0M
Wakefield Co-Operative Bank
 		Wakefield MA 201.8M
Security Savings Bank
 		Monmouth IL 184.6M
The Home Loan Savings Bank
 		Coshocton OH 201.4M
Glen Rock Savings Bank
 		Glen Rock NJ 249.2M