Roxboro Savings Bank, Ssb
Roxboro, NC — State Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Roxboro Savings Bank, Ssb | All Insured Savings Banks in North Carolina |
| Interest and Fees on Loans | 4,933 | 6,665 |
| Income from Lease Financing Receivables | — | 0 |
| — | 0 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 0 |
| Income on Loans and Leases (TE) | 4,933 | 6,665 |
| Investment Interest Income (TE) | 2,534 | 938 |
| Total Interest Income (TE) | 7,544 | 7,730 |
| Total Interest Expense | 1,084 | 1,180 |
| Net Interest Income (TE) | 6,460 | 6,551 |
| Non-Interest Income | 1,382 | 1,035 |
| Adjusted Operating Income (TE) | 7,842 | 7,641 |
| Non-interest Expense | 4,531 | 6,072 |
| Provision for Loan & Lease Losses | 183 | 53 |
| Pretax Operating Income (TE) | 3,128 | 1,505 |
| Pretax Net Operating Income (TE) | 3,417 | 1,603 |
| Applicable Income Taxes | 543 | 462 |
| Net Operating Income | 2,387 | 1,035 |
| Net Income | 2,387 | 1,035 |
| Cash Dividends Declared | — | 130 |
| Retained Earnings | 2,387 | 854 |